Maltesers salute the mother lovers.

They can be your boss, your partner, your friend, or, you know, yourself.

One thing we know is that every mum deserves a mother lover.

Find helpful tips for mums and mother lovers at mortises.co.uk.

Maltesers, less light in the load for working mums.

I'm so glad you're with us here on the Clark Howard Show,

where it's about you learning ways to save more and spend less.

And don't let anyone ever rip you off.

Clark.com is our main website and Clarkdeals.com where you go to save money

each and every day coming up in just a little while.

You know, we had a horrific flu season this last year,

tragic number of deaths in spite of phenomenal efforts by people in medicine.

And in hospitals all over the country, but there's a reason our flu season

was so much worse and so deadly.

And it's a simple change we need to make in the United States that I'm going to share with you coming up.

I want to talk right now about a survey that you could have knocked me over with a feather when I read a JD power survey that found

that roughly eight out of 10 people want financial advice from their bank.

Oh my goodness.

This is a rotten, terrible, abysmal, gross idea.

Banks have really lost the share of your wallet.

Overall, banks now are down to roughly 10% of money people have on hand.

Overwhelmingly, our money is in mutual funds, 401k plans, IRAs,

...