When you own a small business, busy is music to your ears.

Busy means you're hopefully driving lots of...

But what if with every...

American Express was busy too, helping you promote your business,

or bringing in new customers who spend a little more?

What if they also gave your customers rewards when they spend with you?

Yep, you'd get even more...

Busy is good for business. We'll be with you on that.

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In Roman Guaradiating Plasties and César Plai.

It's great to have you here on the Clark Howard Show

where it's about you and your wallet.

I want you to learn ideas to me so you can keep more of what you make.

You can follow me at facebook.com slash Clark Howard.

Coming up later, I want to talk about a shift

that you need to be aware of if you're of a mind to save for retirement.

There's something you really need to think through right now.

So, I want to talk about something that is a terrible, terrible, difficult problem

for small business owners and for individuals trying to buy health coverage for yourself

or for your family.

The reality is we're kind of in a bind as a country

because health coverage is so expensive in the United States

...