It's my pleasure to welcome you to the Car Coward Show where it's about your empowerment

with knowledge so that you can keep more of what you make.

Clark.com's our main website, ClarkDeeals.com, where you go to save money each and every day.

Coming up in just a little while and today's Car Courageous Moment, there are a number

of scamsters that are specifically targeting Medicare recipients.

I'm going to tell you what you need to know to protect yourself if you're on Medicare

or a loved one who receives Medicare benefits.

Later, I want to talk about the fight going on over your access to information you want to see

on the internet. There's a lot of back and forth going on that you need to be aware of,

that I'm going to make sure I can separate fact from fiction.

So, when you're out and about shopping, when you're at an airline site or travel site looking

to buy travel, you're thinking about buying, let's say, a boat, no matter what it is, there's always

been a business for consumer purchases, impulse purchases, like, let's say, buying a TV,

where you'll be offered in-store financing, where the store in order to clinch the sale will say,

well, we'll offer you 90 days, same as cash or whatever. And that's been a part of the retail

landscape for a long, long time. But Americans are feeling stretched with their existing credit card

debt and they're wheezing a bit. So, you're going to see this year and especially, gosh, it's a long

way out to talk about the Christmas shopping season, but full court press during Christmas shopping

season, to get you to do instant credit at the store you're at, the website you're at,

the airline site you're at, cruise ship site, anything involving any kind of impulse purchase.

And it's going to be really, really, really easy for you to borrow money. But my father-in-law always

says just because you can doesn't mean you should and how accurate that is when you think about

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