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Great to have you here on the Clark Howard Show where it's all about you and your wallet.

I want you to learn ideas to me so that you can save more and spend less and don't let

anyone ever rip you off. Clark.com's our main website, ClarkDeeals.com is where you

go to save money. If you are in a part of the country that is suffering from the severe

winter weather, you have my sympathies. Our gas line to our house blew a valve and I can't

wait to see the gas bill I'm going to get because I was providing natural gas to the

free air right into the atmosphere, contributing to does that contribute to global warming? I

don't know. I guess it does. I don't know. But anyway, fortunately nobody was lighting a match

or creating a spark or anything like that but that bill is going to be something and it is difficult

in many places in the US to get around. But in the West there are a lot of areas that are having

magnificent weather with typical daytime highs in the 70s. So it really is so much about where you

are at that moment and it is tough, tough for a lot of people. Even deep into the South,

there is snow and extremely cold weather. So it has always been said that there are two things

certain in life. Anyone? Anyone? Anyone? Joel? Death in taxes. Yes. So we are not going to talk about

death. We are going to talk about taxes because this is when W2s start to drop in mailboxes,

either of the email variety or the traditional kind where the US mail delivers. I want to talk about

some stuff about dealing with your taxes straight ahead coming up in a little while. I am going to

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