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Glad you're with us on the Clark Howard Show where it's all about you and your wallet. I want you to learn ideas to me so that you can save more and spend less.

And don't let anyone ever rip you off. Coming up in 20 minutes speaking of rip offs.

Oh boy, there's fake ad sites appearing to be news broadcasts selling you stuff that you need to watch out for. I'm going to tell you what you need to know to protect your wallet in today's carcragious moment in just 20 minutes.

And later this hour, this is crazy, but there's one piece of information about you that a potential boyfriend or girlfriend might say based on it, they don't want to date you.

And it's something about your wallet that I'm going to fill you in on in just 30 minutes.

Our web address Clark dot com and when you have a question for me, Clark dot com slash ask and you may not be aware, we answer your calls off the air for free 45 hours each week.

It's something we've been doing for almost a quarter century as a free service of the Clark Howard show. And you get to talk with a member of team Clark and talk through whatever it is you're trying to resolve or solve.

Or understand and so when you go to Clark dot com you go about halfway down the front screen, you'll see how to get that free off the air advice.

And I hope that in the past, if you've used our team Clark service, you've gotten good advice or if you're looking for some advice, try it out.

I'm very proud of what we do in our off air center to serve your needs.

Three years ago, I asked you to do something for our country and it involved a dirty rotten sneaky attempt to put toll gates on the internet.

And many of you took up that call from me three years ago and did something so unusual where you filled out electronically a comment to an obscure federal agency telling them to leave their cotton pick and hands off of your internet.

Well, now here we are three years later and it's come up again because industry lobbyists for the monopoly phone companies and cable companies again are at it trying to put in place toll gates on the internet.

And let me tell you how this works.

Okay, so you and I already pay a monthly fee to have internet service at our home or business.

And there have been some really despicable practices by some of the monopoly players where when an internet service like one of the examples was netflix last time.

Netflix users suddenly couldn't watch Netflix videos they were subscribing to and the reason was the internet provider that those customers were using said to Netflix you either pay us money or we are going to ruin your customers experiences watching Netflix videos.

And that's what led to the rules three years ago that outlawed the practice of treating different internet sites differently.

Now they're back at it trying to put the toll gates back in place and what it means is it's a direct threat to your and my free speech forget a Netflix movie.

If you are a website small one the danger is that someone at an internet provider will say well you know they're not paying us a toll.

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