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I'm so glad you've joined us here on the Clark Howard Show where it's about you and your wallet.

I want you to learn ideas to me so that you can keep more of what you make.

Clark.com is our website and ClarkDeals.com is our website for you to save money on a variety of purchases.

We look for the best deals for you, not just list deals.

We look for ones that won't waste your time and make them available to you.

Coming up in 20 minutes, speaking of time, time being of the essence.

I don't know if you've heard this, but there's a huge problem now with the US Department of Education.

They've had basically a nervous breakdown in the student loan collection system.

Students who are trying to pay their student loans are having trouble paying them and being put into default status,

having extra penalties and interest and all that.

I'm going to tell you what you need to know and more important what you need to do if you are one of the affected borrowers.

Later this hour, they had free boxing lessons at the Fort Lauderdale Airport.

I don't know if you heard about it.

I boxed as a kid, but my skills are rusty.

Maybe I would have benefited from being at the Spirit Airlines ticket counter,

and I could have worked on my skill set.

The airline misadventures continue.

I want to talk about your role in the problems going on at the nation's airlines.

So, any time I have talked about anything related to healthcare,

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