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Motley Fool Money

Christine Benz on the Keys to a Happy, Prosperous Retirement

Motley Fool Money

The Motley Fool

Business, Investing

4.43K Ratings

🗓️ 19 July 2025

⏱️ 39 minutes

🧾️ Download transcript

Summary

Christine Benz is the director of personal finance at Morningstar and the author of “How to Retire: 20 lessons for a Happy, Successful, and Wealthy Retirement.” In this rebroadcast of an interview recorded last November, Benz joined Motley Fool financial planning expert Robert Brokamp to discuss: - Updated research on safe withdrawal rates in retirement - When and how to de-risk your portfolio as retirement approaches - The right age to claim Social Security - Whether retirement is healthy for most people - Benz’s advice to “find your micro-joys” and “don't be afraid to be a weirdo" Host: Robert Brokamp Guests: Christine Benz Engineers: Dan Boyd Advertisements are sponsored content and provided for informational purposes only. The Motley Fool and its affiliates (collectively, "TMF") do not endorse, recommend, or verify the accuracy or completeness of the statements made within advertisements. TMF is not involved in the offer, sale, or solicitation of any securities advertised herein and makes no representations regarding the suitability, or risks associated with any investment opportunity presented. Investors should conduct their own due diligence and consult with legal, tax, and financial advisors before making any investment decisions. TMF assumes no responsibility for any losses or damages arising from this advertisement. Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcript

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0:00.0

I do think that we have a tendency to kind of want to fall back on how our parents did retirement

0:07.0

or how the people around us are pursuing retirement.

0:10.0

But it's a really lovely life stage to take a step back and think about what you're going for

0:16.0

and create a retirement plan that's very customized to what you want to do.

0:24.0

I'm Robert Brokamp, and that was Christine Bens, Director of Personal Finance at Morningstar

0:28.6

and the author of How to Retire, 20 Lessons for a Happy, Successful, and Wealthy Retirement.

0:34.1

In this rebroadcast of an interview that first aired last November, Christine and I discuss her book

0:38.3

and some of its main takeaways, including updated research on safe with jaw rates, right age to claim

0:43.3

Social Security, whether retirement is actually good for our health, and the value of being a weirdo.

0:52.3

So, Christine, your excellent new book is a series of interviews with 20 experts, each of

0:57.0

whom have some sort of lesson about some aspect of retirement planning.

1:00.0

So even though I'm interviewing you for this episode, I sort of feel like I'm actually

1:05.0

interviewing a panel of experts and you're the spokesperson.

1:08.0

That's a good way to think about it.

1:10.0

That's how I've been thinking about representing the book because I do not want to take

1:14.5

ownership for all of the great contributions in the book.

1:17.9

They really belong to the people that I interviewed.

1:20.1

And frankly, that's something I really liked about the project, sort of the humility.

1:24.5

I don't have to deal with my own imposter syndrome and pretend to have all the

1:28.2

answers about things that are not right in my wheelhouse like health care planning and retirement

1:33.7

or, you know, estate planning, things like that. It leans on external experts. And so I really liked

1:39.3

the, you know, sort of humility that that suggests. Well, you definitely included many of the people who I respect the most when it comes to

...

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