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Here's your money briefing for Monday, October 2. I'm JR Whalen for the Wall Street Journal.

For many parents, childcare is a lifeline that frees them up to work and not have to worry about their kids during the day.

But it can also squeeze their household budgets to make matters worse.

Over the weekend, federal funds subsidizing tens of thousands of childcare centers began to dry up.

It's been apparent for some time that no new funding was coming into place.

And so rather than everyone just charge off this cliff, places have been getting ready.

A lot of childcare centers have already begun raising rates or making staffing decisions in the anticipation of the federal funding going away.

We'll talk to Wall Street Journal columnist Josh Zumbron about what this means for childcare going forward after the break.

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70,000 childcare centers around the country and roughly 3.2 million children could be affected as federal childcare funding has run out.

What can families with children expect? Wall Street Journal numbers columnist Josh Zumbron joins me.

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