Chief Economist Mark Zandi on What to Do With Your Money Right Now

HerMoney with Jean Chatzky

Jean Chatzky Her Money

Investing, Business

4.7 • 1.5K Ratings

🗓️ 23 January 2026

⏱️ 30 minutes

🔗️ Recording | iTunes | RSS

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Summary

This week, we’re cutting through the chaos and zeroing in on what matters most to your financial life: your investments, your home, and your next money moves. Jean sits down with Dr. Mark Zandi, Chief Economist at Moody’s Analytics, to unpack how global uncertainty, rising mortgage rates, and Trump-era policies are reshaping our economy. From the stock market rollercoaster to the housing “lock-in” crisis, Mark offers practical, down-to-earth advice for navigating it all. You’ll learn: Why Mark says, “Don’t even look at the market” (and what to do instead) What the mortgage “doom loop” means for Millennials, Gen Z, and retirees How long it could take to restore housing affordability in America Why homeownership is still a powerful wealth-building tool The truth about 50-year mortgages, portable loans, and whether they can help How to think smartly about helping your kids now vs. leaving a legacy later 💡 Further reading and listening: The American Housing and Economic Mobility Act “Die With Zero” by Bill Perkins The Inside Economics Podcast – hosted by Mark Zandi Join our InvestingFixx Club today! Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcript

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0:00.0	Something unexpected has arrived in Happy Meal.
0:03.0	Teenage Mutant Ninja Turtles and Hello Kitty and friends are teaming up for the Ultimate Collab.
0:08.0	Joining your little ones on a fun-fueled adventure.
0:11.0	Some fun, some food, it's all inside this Happy Meal.
0:16.0	Until the 2nd of February from 11am includes one pre-selected book or toy whilst it's last.
0:20.0	AI is incredible.
0:22.3	They can teach you how to fry an egg and even write a poem, pirate style.
0:27.2	GAR!
0:28.2	But it knows nothing about your work.
0:31.1	Slackbot is different.
0:32.5	It doesn't just know the facts.
0:34.5	It knows your schedule.
0:36.0	It can turn a brainstorm into a brief and it doesn't need to be
0:39.8	taught. Because Slackbot isn't just another AI. It's AI that knows your work as well as you do.
0:46.5	Visit Slack.com forward slash meet Slackbot to learn more.
0:51.6	The US is pulling away from the rest of the world quickly on every level.
0:58.2	You can see that in trade with the tariffs.
1:00.7	You can see that in immigration policy, export controls, sanctions, investment restrictions,
1:07.5	visas, you know, on and on and on.
1:09.9	The U.S. economy is pulling away from the rest of the world,
1:13.0	and therefore the rest of the world is pulling away from us.
1:17.6	Hey, everyone. Welcome to Hermione. I'm Gene Chatsky. And, oh, my gosh, am I so happy
	...

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