Discover the tips and strategies that will help you achieve your retirement goals.

I'm your host, James Canole, and this is the podcast dedicated to helping you retire well.

It all starts right here of Ready for Retirement. I'm your

host, James Cannell. And before we jump in today's episode, I just wanted to say thank you.

I know I say at the end of each episode, but truly from the bottom of my heart,

thank you for everyone that tunes in and listens.

I've been getting so many emails and so much feedback

just on people who are listening,

who are enjoying the podcast.

So wanted to pause to say,

whether I've heard from you or not,

thank you for listening.

I hope that this podcast is something that's helpful,

something that's helpful, something that's valuable, something that you're learning something from, not just jargon or not just theory, but something that can actually be applicable. So for all of you, thank you for listening. When you do leave reviews, it means the world to me. If you're listening, I think you can only do an Apple podcast. But if you're listening on Apple Podcasts and you can leave a review, love to see all those, read those, and it means a lot when people do that.

So thank you for everyone who has left a review or who has reached out, and really for anyone

who's listened. I'm glad that this has been helpful to so many of you.

Today's episode, we're actually going to be going through a little bit of a case study.

This is a question from a listener, which I always appreciate getting.

And it's a good question with a whole bunch of almost multifaceted responses that I want to provide.

So as is the case with all questions, I can never give direct specific advice through the podcast.

This is more for educational purposes

and more for you to be able to see how I would think about this as an advisor. But we're going to

...