Can Rentals Make You Rich in 2026? | Real Estate Experts Debate
Wealthy Way
Ryan Pineda
4.9 • 2.2K Ratings
🗓️ 7 March 2026
⏱️ 94 minutes
🧾️ Download transcript
Summary
Ryan Pineda hosts a debate between co-host Brian Davila and guest Michael Zuber as they clash over the best path to building wealth in 2026, covering real estate investing, entrepreneurship vs. W2 income, the housing market, AI’s impact on jobs, and the balance between financial success and enjoying life.
Connect with Michael:
https://www.instagram.com/onerentalatatime/
https://www.youtube.com/@OneRentalataTime
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CHAPTERS:
01:02 - Michael Zuber’s 3-Step Formula for Building Wealth
09:27 - Living for Today vs. Sacrificing for 10+ Years
16:16 - Side Hustles, Hybrid Entrepreneurs, and Increasing Income
27:55 - Is It Easier to Get Rich as an Employee or Entrepreneur?
40:41 - The 2026 Real Estate Market Forecast and Fed Policy
57:14 - Why Housing Is America’s Biggest Affordability Problem
01:03:52 - AI, Job Loss, and the Rise of Solo Entrepreneurs
01:24:30 - Does Money Actually Make You Happy?
01:27:30 - Living in the Moment vs. Planning the Future
Learn how to invest in real estate with the Cashflow 2.0 System! Your business in a box with 1:1 coaching, motivated seller leads, & softwares. https://www.wealthyinvestor.com/
Want to work 1:1 with Ryan Pineda? Apply at ryanpineda.com
Join our FREE community, weekly calls, and bible studies for Christian entrepreneurs and business people. https://tentmakers.us/
Want to grow your business and network with elite entrepreneurs on world-class golf courses? Apply now to join Mastermind19 – Ryan Pineda’s private golf mastermind for high-level founders and dealmakers. www.mastermind19.com
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About Ryan Pineda:
Ryan Pineda has been in the real estate industry since 2010 and has invested in over $100,000,000 of real estate. He has completed over 700 flips and wholesales, and he owns over 650 rental units. As an entrepreneur, he has founded seven different businesses that have generated 7-8 figures of revenue.
Ryan has amassed over 2 million followers on social media and has generated over 1 billion views online. Starting as a minor league baseball player making less than $2,000 a month, Ryan is now worth over $100 million. He shares his experiences in building wealth and believes that anyone can change their life with real estate investing.
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Transcript
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| 0:00.0 | We're getting into the truth about building wealth in real estate in 2026. |
| 0:04.1 | I've got my bald co-host Brian DeVilla today. |
| 0:06.4 | And then I've got his arch nemesis, Michael Zuber, one rental at a time. |
| 0:11.4 | Bro, the comments were not liking you, dude. |
| 0:14.0 | I know. |
| 0:15.2 | Speak the truth. |
| 0:16.1 | People get hurt. |
| 0:16.9 | Yeah. |
| 0:17.7 | Well, DeVille's position is that rentals ain't going to work in 2026 and that everybody slinging fake stuff. You believe rentals work. It ain't going to work in just one year. It's going to take a long period of time. But, you know, a lot of stuff has changed since our last, you know, quote unquote debate about all of this. You know, we just had the state of the union. |
| 0:38.9 | Trump posted a Fed chair. There's a lot going on. And I think we never really got to fully get into |
| 0:46.2 | the conversation either about like, how is somebody going to build wealth? If they're employee, |
| 0:50.0 | if they're an entrepreneur, all those things. So where do you want to start? What do you think? In 26, what do you think? So I guess the first thing I would, you know, jump into knowing that my enemy is to my left here is to really go back to the fact that building wealth hasn't changed in 100 years. There's only three steps. Step one is you have to create disposable income. Now you can argue what's more impactful, |
| 1:11.7 | cutting expenses or raising income. Doesn't matter. That's step one. Without seed capital that you can |
| 1:18.4 | deploy, you can't get wealthy, period. Step two is, I suggest you become elite at something. Now, |
| 1:24.5 | in my world, that's a buy box. 937.03, single family homes, three, four bedrooms, you know, one story, two-car garage, between 1,500, and 2,000 square feet. You're super niche. Super. There were 20 active listings in a market of half a million people, but because that's all I looked at, I knew what a deal was, and I knew what a great deal was, right, as opposed to going, |
| 1:44.5 | oh, I'm going to buy in St. Louis and in Vegas and in, you know, wherever. It's a different mindset. And oh, by the way, you look at that every day. And then, oh, by the way, step three is you have to do it for a decade. Right. That formula for building wealth hasn't changed if you're an entrepreneur or an employee. |
| 2:01.4 | I think it's easier as an employee, |
| 2:03.0 | but it works for entrepreneurs as for building wealth hasn't changed if you're an entrepreneur or an employee. I think it's easier |
| 2:02.3 | as an employee, but it works for entrepreneurs as well. But that's where I think you should start is |
| 2:06.7 | everybody's got to be grounded on how to get wealthy. Create seed capital that you could literally |
| 2:12.3 | light on fire and your life doesn't change. That's the money that gets piled in assets, assets held for a decade, you win. |
| 2:20.5 | Well, you were an employee and a high earning employee at that. And so obviously you could have that |
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