Can Planning for Divorce Actually Save Your Marriage?
WSJ Your Money Briefing
The Wall Street Journal
4.1 • 1.7K Ratings
🗓️ 26 April 2026
⏱️ 12 minutes
🧾️ Download transcript
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| 0:00.0 | Hey, YMB listeners, it's Pierre Bienname, and today we're sharing a special episode of What's News Sunday, our weekly show where we dive deep into the big questions behind the headlines. |
| 0:14.0 | This week, the team explores the cost of divorce, part of an ongoing WSJ series you can find right now on WSJ.com. |
| 0:21.4 | We'll hear from a certified divorce financial analyst on why the best thing you can do for your marriage might actually be planning for its end. |
| 0:29.1 | If you enjoy the episode, be sure to follow what's news wherever you get your podcasts. |
| 0:34.5 | Going into a marriage is the biggest financial decision that you will make in your life, and it shouldn't be taken lightly. |
| 0:41.9 | Because you put years of blood, sweat, and tears into this relationship, and it can financially decimate you. |
| 0:49.2 | And so you need to plan for that. |
| 0:51.1 | That was Kristen Sheeran, the director of the Institute for Divorce Financial Analyst. |
| 0:55.6 | Yes, that's the real job. And no, she wasn't exaggerating. Certified divorce financial analysts |
| 1:00.8 | or CDFA's like Kristen are the people brought into untangle finances when a marriage ends. |
| 1:06.4 | They figure out what everything's worth, what gets split, and what those decisions mean years down |
| 1:11.1 | the line. |
| 1:12.2 | Occasionally, they also have to track down assets that spouses forgot to disclose. |
| 1:17.9 | So let's get into it. |
| 1:23.0 | Kristen, I do have some personal news since we last connected. |
| 1:27.1 | I actually got engaged last weekend. |
| 1:30.8 | Congratulations. Thank you so much. And I thought about you over that weekend because I remember you telling me that you believe that it's really important to plan for a divorce, maybe even before you start planning your wedding. Why should I listen to you? |
| 1:45.6 | And how do I know that that's good advice and not just a sales pitch? As you enter into a marriage, |
| 1:50.3 | I think that it's somewhat negligent to not also plan for the unfortunate event if that marriage goes |
| 1:59.4 | wrong. The statistics tell us that at least 40% of first |
| 2:04.1 | marriages are going to end in divorce. The statistics tell us that 60% of second marriages are going |
| 2:10.5 | to end in divorce. And you need to protect your financial future. Divorce is one of the most |
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