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I have a question and it is, can I reasonably consider homeownership in my future at my salary point?

It is, I make about $42,000 a year before taxes. I work full-time in ministry. I love what I do. And my question

is, can I retire well someday and have home ownership as part of my future? How are you? 35. Okay. All right, cool.

I think that it's possible. I think that right now you make $42,000, but I can't imagine that your salary will never go up.

So I think that there's an opportunity there, but it is going to depend on the decisions you make today.

So my first question would be, do you have debt? Tell me a little bit more about your snapshot here.

Okay, so I do have a little bit of debt. I have about $7,000. I'm working on paying it off.

According to my figures, I'll probably be debt-free by June or July.

Okay. I've paid off about $12,000 to date so far this year.

Good for you.

Very good. Okay. And so after that, you're just

walking the baby steps through, which anybody can do. The speed in which this happens is going to be

directly reflected by your salary. So I'm not going to say that it doesn't matter. And there's

something to that. And then the other part of this is, okay, are we choosing an affordable place to live?

You're in Cleveland, Ohio.

I mean, what's it cost for you to buy something for, are you single?

I am single, yes.

And I don't live quite in Cleveland.

I live in a small town.

I've seen quite a few houses recently for between 80 and 120,000.

Okay.

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