Business loans for your LLC | $1.5M Without Tax Returns or Credit Checks
Dropping Bombs
Brad Lea
4.9 • 2.3K Ratings
🗓️ 22 April 2026
⏱️ 57 minutes
🧾️ Download transcript
Summary
This episode was sponsored by Cardiff & letsgetfunded.com
LightSpeed VT: https://www.lightspeedvt.com/
Dropping Bombs Podcast: https://www.droppingbombs.com/
Today's Dropping Bombs episode brings back Evan Rugen — the entrepreneur who reverse-engineered the banking system and built a multiple 7-figure company teaching everyday people how to access real money for their businesses.
Evan breaks down how he personally accessed $1.5 million at 0% interest, why most people are playing the funding game completely wrong, and how his team helps people fix their credit and get funded, no matter where they're starting from.
Whether you're sitting on bad credit, waiting to save up, or already in business and need capital to scale — this episode lays out exactly how to get the money and what to do with it once you have it.
Stop waiting. Start getting funded. This conversation is your golden ticket to free capital.
00:00 - Intro
6:02 - Inside the 'Let's Get Funded' Community
07:45 - Understanding Lexus Nexus & Credit Repair
12:17 - Six Levels of Business Funding
16:38 - Why Credit Repair is Essential for Entrepreneurs
25:10 - The Importance of Marketing & Sales Skills
29:48 - Sponsor Break
34:40 - Secrets to Maximum Funding Approvals
38:41 - Real Client Funding Success Stories
47:00 - Best Banks to Get 0% Loans
48:31 - Getting Started with Funding (Actionable Advice)
55:19 - Wrap-up & Final Thoughts
🔗 Connect with Evan
IG: https://www.instagram.com/boweryboi
TikTok: https://www.tiktok.com/@boweryboi
✅ Additional Resources
Free Community: https://skool.letsgetfunded.com/
Skool Inner Circle: https://www.skool.com/100k
LGF Website: https://letsgetfunded.com/
Watch the full-length video version of any Dropping Bombs episode here on YouTube.
Brad Lea is a self-made entrepreneur who turned small-town grit into a multi-million-dollar empire. With over 25 years dominating sales and leadership, he's mentored thousands to outsmart, outwork, and out win their competition. His top-rated podcast, Dropping Bombs, brings raw, game-changing insights from the biggest names in business.
LightSpeed VT is Brad's brainchild—the world's leading interactive training platform. It's built to make your team sharper, faster, and more effective, without wasting time or money. Whether you're a startup or a Fortune 500, LightSpeed VT is how you scale success and dominate your industry. Curious? Check it out:
https://www.lightspeedvt.com/
Brad's also behind Closer School, the go-to program for mastering sales and closing deals like a pro. Want to 10x your income? This is where you start. His book, The Hard Way, lays out the brutal, honest lessons he learned building his empire—your blueprint to winning the game. Get it here: https://bradlea.com/product/the-hard-way/
This isn't just a video. It's a wake-up call. Watch it. Share it. Act on it.
Closer School: https://www.closerschool.com/cs
Transcript
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| 0:00.0 | I've gotten access to $1.5 million of business funding at 0%. 0%. Line me up, brother. And I've never met a person who's gotten more access to funding than myself. We know all these tiny little things that are set up to get you the most amount of funding possible. In addition, we have relationship managers and all these major banks. We got a bankruptcy off this lady's credit report for $97, which is insane. We just got a guy, uh, half million dollars for his HVAC business. Do you fix people's credits? |
| 0:24.1 | Yeah, I is insane. We just got a guy, half million dollars for his HVAC business. |
| 0:22.8 | Do you fix people's credits? |
| 0:24.1 | Yeah, I fixed credit. |
| 0:25.1 | We're teaching other people how to scale their landscaping businesses, |
| 0:28.3 | their cotton candy business, whatever it is, |
| 0:30.2 | because now they have the capital, then they just need the skills. |
| 0:32.6 | What skill do you recommend people learn? |
| 0:34.4 | You start from zero? |
| 0:35.6 | I mean. |
| 0:44.3 | What it is, Brad Lee back again with another episode of dropping bombs today in the studio, folks, for the second time Mr. Evan Rugan in the house. |
| 0:47.3 | What's cracking? |
| 0:48.3 | Oh, happy to be here, man. |
| 0:49.3 | Happy to be back. |
| 0:50.3 | If you guys don't know this guy, it's Evan Rugan folks from Let's Get Funded. Last time you were |
| 0:56.9 | here, we were talking about getting people money for their business when they can't get |
| 1:01.0 | traditional loans. And now it's like even better than traditional loans. Right. Yeah. So I, |
| 1:06.6 | why is it better though? It's zero percent interests and it's on it's unsecured as well. So it's not attached to an asset. It's attached to you personally on the business side at zero percent interest. See, again, I mean, that to me is like who wouldn't do it? I mean, and again, like just to be real, you need to, you don't want to just get this money and buy a Lambo or buy a bunch of liabilities. You need to have a plan with it. |
| 1:28.5 | Well, of course. |
| 1:29.2 | Right. |
| 1:29.8 | But again, I'm a 57 year old entrepreneur wise in his years. |
| 1:35.6 | So who would take money and then waste it? |
... |
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