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Hey everyone, I'm Jean Chatsky, thank you so much for joining me today on her money.

One of the things that I love most about the holiday season is that it's just such an amazing

opportunity to show gratitude to all of the important people in your life.

We are all spending more time with friends and family, putting effort into fighting the

perfect gifts I've had so much fun with that this year and donating more to the causes

that we care about.

The holidays are also a really good time to bump up your tipping to the people who provide

services that you depend on every day.

Your babysitter, housekeeper, the server at your favorite restaurant, including their

tips in your holiday plans can be a pretty easy way actually to show your appreciation

for all that they do throughout the year.

But just like buying gifts, tipping can get complicated.

Who do you tip?

How much do you give for different services?

Is it better to tip through cash or card or gift card or even Venmo?

And yes, we're closing out a year that has had record high inflation, which means tipping

is more important than ever and at the same time harder than ever to fit into our budgets.

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