Do you want to touch about some of the other ones, conservatism, attention, just to kind of get the whole spectrum of challenges that we have?

And there's one more, of course.

Sure.

So conservatism comes about for a couple of reasons.

Primary among them is that our brains account for about

two to three percent of our body weight, but they account for about 25 percent of our metabolic

expenditure in a given day. So they're, you know, just thinking and autonomic processes are accounting

for about 25 percent of all the calories that you burn in a day,

even though your brain is relatively small, relative to the rest of your body.

So it's really, really inefficient.

And so your body is always looking for ways to sort of shut your brain down and not use so much

damn energy.

And so one of the ways that we do this is we just go with the tried and true. We go with what's always worked before. You know, we go to

the grocery store and we don't reevaluate every decision about what kind of peanut butter to buy.

Like we just, you know, we just buy what we bought

as a kid because it's familiar. We don't have to think about it. And you see this in investing,

too. You see this in things like, you know, people's unwillingness to reevaluate a cherished

position. You see this in a home country bias. You know, as a general rule of thumb,

your, you know, a balanced portfolio should have an allocation to countries that is roughly

consistent with their size in the world economy. But, you know, I lived in Canada for a time.

Canada makes up about 4% of the world economy. But, you know, I lived in Canada for a time. Canada makes up about 4% of the world economy. The average Canadian has about a 60% allocation to Canadian stocks. And so, you know,

and it's tricky too because you're effectively triple stacking risk, right? Like your house is in

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