It's Brian Preston, the money guy, restoring order to your financial chaos, retirement,

investing, taxing.

You've got financial questions, he's got financial answers.

It's Brian Preston, the money guy.

All right, this next question is from Preston.

That's funny.

Preston said, let's say that we are at step seven or eight of the food with more than

20 years until retirement.

What percent of income they said should slash can, we be saving to capitalize on market

corrections.

I understand the idea that time in the market is greater than time, meaning the market.

It sounds like Preston's been doing pretty well financially.

They're saving, but he's thinking, I like this idea of having some powder money dry.

Is it okay for me to do that or should I?

Every month, even if I'm hitting my 25%, I should just start plowing more in or should

I save money for what I'm going to call opportunistic investing.

Yeah, I mean, this is, look, this is where you get into the art of being good with money.

One of the things I talked about and I've talked privately with you guys, I've talked

to clients, I do it personally with my own assets.

Once you've made it through pretty much step eight and you're now at step nine, which

is pay off the low interest debt and you still have, you've got that plan set up in step

nine and you then are thinking opportunistically with, hey, what do I do to really capture

...