You are about to listen to a BBC podcast and I'd like to tell you a bit about what goes into making one.

I'm Sadata Sese, an assistant commissioner of podcasts for BBC Sounds.

I pull a lot of levers to support a diverse range of podcasts on all sorts of subjects,

relationships, identity, comedy, even one that mixes poetry, music and inner city life.

So one day I'll be helping host develop their ideas, the next fact-checking, a feature,

and the next looking at how a podcast connects with its audience, and maybe that's you.

So if you like this podcast, check out some others on BBC Sounds.

BBC Sounds, music, radio podcasts.

Hello, welcome to this Moneybox podcast.

Buy now, debt later, how spreading the cost of buying can lead to you being chased by debt collectors.

And the teacher's pension scheme demands thousands of

pounds back from a pensioner on benefits, even though its error led to the overpayment. But first,

half a million pounds stolen in three months, but the police seem to be doing nothing except

sending around victim support. The money was lost by Navid Sagir.

He has a master's degree in computer science and runs a successful home cinema business in the

north-west of England. But between May and August, he handed over more than half a million

pounds worth of Bitcoin to thieves, believing they were investing it for him.

And Navid, Sagir, is with us.

Navid, I know you responded to an advert on YouTube.

What did it offer you?

Hi, yes.

Hi, Paul.

...