That's a huge area where there's a very small number of companies that dominate the space and is absolutely ripe for disruption.

Hello, Matthew Grant here. Thank you for allowing me to join you on your morning commute at the gym, on your run, in the car or wherever else you're listening from.

This week I'm talking again to Bernard Goider.

Bernard's a journalist with Insurance Insider and he's currently on a posting to New York,

having been the Insurance Insider's technology correspondent in London.

We spoke last June shortly after he'd arrived in the

US. Now like all good journalists, Bernard has rapidly developed a fantastic network of contacts

in the industry, in the UK and in the US. And he often has some unique insights into breaking

news and the stories behind the stories. in this episode he shares some with us.

The areas we cover include checking in on the insure tech companies he likes but also look at some of the

more established companies including the reasons why MGAs and brokers are proving such attractive targets

and hence very high prices being paid for acquisitions.

Casualty insurance looks to be an area we're going to hear a lot more about in the year ahead

and Bennett also has some suggestions for other areas of the market that still represent opportunities

for anyone looking for ideas for the next company they may want to start and he's also rather

bullish on the ability of Lloyd's to return to profitability this year.

We were over 3,000 miles apart for this interview and the audio wobbles in a couple of places,

but Pete's done his usual magic, so hang in there.

Bernard, great to be talking again. It's about six months since we were last, we were last

on the podcast and you almost made it onto our leaderboard. I'm afraid you were just a fractionally

below number 15. So maybe next time around you'll be higher up in the ranking. Good to hear. Good. We've got a

bunch of things to talk about. But just before we do, I just notice you've got some breaking news up on

...