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The Jesse Mecham Show

Behind the Scenes: The YNAB Team Shares Their Very Best Budgeting Advice

The Jesse Mecham Show

YNAB

Kids & Family, Education

4.71.1K Ratings

🗓️ 23 August 2021

⏱️ 42 minutes

🧾️ Download transcript

Summary

Today Jesse asks the team at YNAB to share their top pieces of advice for new YNAB users... besides, you know, that you need a budget.

 

Sign up for a free 34-day trial of YNAB at www.youneedabudget.com

Transcript

Click on a timestamp to play from that location

0:00.0

Hello, Wine Embers. My name is Jesse Mika, and this is podcast number 521 for Wine Ab,

0:10.2

where we teach you four rules to help you stop having paycheck to paycheck, get out of

0:13.0

debt, and save more money. Today, I bring with you another episode of the Behind the Scenes

0:18.7

podcast series that we've been running, where I interviewed Wine Abbers a little while

0:22.8

back. And I say Wine Abbers, meaning the team members here at Wine Ab, not to be confused

0:27.1

with you lovely people that are also Wine Abbers. So team members here at Wine Ab, and

0:31.9

I ask them basically, what is your very best budgeting advice? Lay it on, lay it on

0:36.9

thick. Y'all have heard enough of my advice, my word. Let's hear from some other people.

0:42.1

So we just, we tapped the almost infinite well of budgeting wisdom here from Wine Ab

0:48.6

team members all across the globe. And I bring with to you today their very, very best

0:55.1

budgeting advice.

0:56.1

Well, if you were to tell someone just starting, and maybe you could just take what you know

1:04.4

and just implant it in their head, so they just know it, because you know, you've had six

1:09.4

years under your belt of using Wine Ab, what would you, yeah, what would you want to convey

1:14.4

to someone that's just starting out? Well, I think, I think some of the hardest concepts

1:20.4

for people to grasp are not forecasting. And I know, so I think, I think the biggest

1:28.1

thing is you, you have to, like that rule one, like giving every dollar job and only budgeting

1:33.5

the money that you have, like that will seem weird at first. And if you don't have, like

1:39.4

if you're coming from a place where you don't have a lot of room, like in a lot of money,

1:43.9

it can be kind of stressful because you're like, the only money I have can only pay these

1:47.3

bills. And so I want to forecast, I want to know with that future, it's uncertain to

1:52.0

me. What does that look like? But this, when you can really like let yourself actually

...

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