Become an Automatic Millionaire
The Art of Manliness
The Art of Manliness
4.7 • 14.8K Ratings
🗓️ 21 April 2026
⏱️ 56 minutes
🧾️ Download transcript
Summary
Building substantial personal wealth can feel difficult and out of reach. But my guest says that even those with modest means can, with a few simple decisions and strategies, become millionaires, and even multi-millionaires.
David Bach is the author of the bestselling, newly updated personal finance classic, The Automatic Millionaire. Today on the show, we talk about the money management framework that will put you on the path to a free, secure, rich retirement. David explains his controversial "Latte Factor" principle, the astonishing power of compounding interest, how setting your finances on autopilot may be the most important financial move you can make, why he still believes in buying a home as an incomparable way to build wealth, the best way to pay down your debt, and more.
Resources Related to the Podcast
- investor.gov compound interest calculator
- AoM Article: What Every Young Man Should Know About the Power of Compound Interest
- AoM Article: Know-Nothing Investing — Index Funds For Beginners
- AoM Article: Build Your Wealth — Graduate from a Paycheck Mentality to a Net Worth Mentality
- AoM Article: A Young Man’s Guide to Understanding Retirement Accounts — IRAs
Connect With David Bach
See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
Transcript
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| 0:21.7 | We've all had that moment. You're hungry. You've had a long day and you know there's something healthy that you could make, but you just don't have it in you. That's usually when things go off the rails. For me, eating healthy isn't a willpower problem. It's a set up problem. And that's why I use Factor. On weeks when we've got a lot going on, Factor takes the pressure off. It's fully prepared meals designed by dieticians and cooked by chefs, deliver right to your door fresh, you just heat it up in two minutes, and then you eat. My go-to, I love it. It's the filet mignon. It fits right into my routine, solid protein, good portion, and it actually tastes like real food, not diet food. They've got over 100 rotating meals each week so you don't get bored, and it's ready in about minutes no grocery runs no prep no cleanup i use this i love factor you should use it too |
| 0:42.4 | head to factormeals dot com slash manliness 50 off and use code manliness 50 off to get 50% off |
| 0:49.0 | and free daily greens per box with new subscription only wall supplies last until september 27th |
| 0:54.8 | twenty 26 again that's factor meals dot com slash manliness 50 off m a n l i nes s 5 |
| 1:01.7 | 0 o f and use code manliness 50 off to get 50% off and free daily greens per box with new |
| 1:07.5 | subscription only starting something new always comes with that voice in the back of your head. |
| 1:11.7 | What if this doesn't work? |
| 1:29.9 | What if nobody buys anything? I remember that feeling well when we launched the Art of Manliness store. You're putting something out there and hoping it connects. One thing that made it easier was using Shopify. We've used it for years now to run the AOM store and it handles everything behind the scenes so we can focus on the actual stuff we do, the content we do in AOM and the products we sold. Shopify is the commerce |
| 1:31.4 | platform behind millions of businesses around the world and 10% of all e-commerce in the U.S. |
| 1:36.2 | From big brands to smaller operations like ours. It lets you manage everything in one place, |
| 1:40.8 | inventory, payments, analytics, without having to stitch together a bunch of different |
| 1:44.4 | tools. It also helps you reach customers with built-in email and social media tools, |
| 1:48.4 | and that shop pay checkout makes a real difference. Fewer abandoned carts, more completed purchases. |
| 1:53.7 | It's time to turn those what-ifs into success with Shopify today. Sign up for your $1 per month |
| 1:58.9 | trial of the day at Shopify.com slash manliness. |
| 2:01.9 | Go to Shopify.com slash manliness. That's Shopify.com slash manliness. |
| 2:09.2 | Brett McKay here and welcome to another edition of the AOM podcast, which since 2008 has |
| 2:13.8 | featured conversations with the world's best authors, thinkers, and leaders that gleaned their edifying, life-improving insights without the fluff and filler. |
| 2:21.7 | The AOM podcast is just one part of the McKay mission to help individuals practice timeless virtues through thought, word, and deed. |
| 2:28.2 | Also, be sure to explore our articles in Art ofmanliness.com, read the deeper dyes we do in our substack newsletter at dyingbreed.net, |
| 2:34.4 | and turn our content into real-world action by joining the Strenuous Life program at |
| 2:38.1 | strunerunuslife.com. Now on to the show. |
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