This is Steve Allen's A Little Bit Extra, leading Britain's conversation. You're listening to our podcast of Steve Allen.

Morning everybody, welcome along to your free podcast for today, Wednesday, November the 23rd.

You know what's good about that? Two days to payday, two days to payday, because we get paid.

For some reason, I don't know why this is. We get paid on the 25th.

But before Christmas, we get paid.

Because obviously we're not going to be paid on Christmas Day.

So we get paid just before Christmas, which is actually quite nice.

And then I keep telling people every year the same thing.

I give the same piece of advice. I said, listen, when you get paid before Christmas, if you get paid monthly,

which, you know, most of us do, in fact, all of it would do, I think, it's a case of, remember,

all your bills are going to come in in January, and it's going to be very, very expensive.

So I always say to people, just make sure you've got some money put aside. What I tend to do is three months before

Christmas, I take cash out of the bank. So I've got cash money so I can put it in envelopes and give

it to the people who benefit from my Christmas jollity. And then I don't need to take out of the

bank and I don't need to put anything on credit cards. So it's keeping it all tight.

I've decided actually it's a lot easy to be tidy.

And I'm really not very good with money.

I've always professed that.

I have other people who do it for me and say, oh, you should do this.

I mean, if I didn't have my brother sorting it out because he knows about these sort of things,

I don't know what I do. I don't think I could manage it by myself. I'd have to do it

with a little bit of help. And the other thing I was going to tell you about as well, because the

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