Back to the Basics: Saying No
DIY Money | Personal Finance, Budgeting, Debt, Savings, Investing
Bleav + Quint Tatro & Daniel Czulno, CFP® a passionate look at everything money from budgeting, savings, investing, stocks, bonds, debt. For those that enjoy Dave Ramsey, Jill On Money, Smart Money, BiggerPockets it’s worth a listen!
4.6 • 858 Ratings
🗓️ 16 January 2026
⏱️ 17 minutes
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| 0:00.0 | Hey, this is Ali, and thanks for listening to the show. |
| 0:04.3 | Give us a five-star review where you listen and share this episode with someone who might need to hear it. |
| 0:08.6 | Now, enjoy the show. |
| 0:13.2 | Welcome back. |
| 0:14.2 | Ladies and gentlemen, you're listening to another edition of DIY Money. |
| 0:17.2 | Diwali Money. |
| 0:18.5 | What's Haken A. Howard? |
| 0:19.8 | Oh, not much, Quinn. |
| 0:41.0 | Nothing's changed. I need to squash some beef. Where's the beef? What? Yeah, I need to squash some beef. Here's why I want to squash some beef with you. Hey, where's the beef? First of all, I was listening to an episode, and we're going to have to realize that There are listeners that are in different categories. |
| 0:41.0 | Okay. And you, we're going to have to realize that there are listeners that are in different categories. |
| 0:41.6 | Okay. |
| 0:43.6 | For example, I realize that. |
| 0:48.4 | I probably spend upwards of $6,000 on a vacation. |
| 1:29.0 | And you had said, oh my gosh, if I spent $500 a month, $6,000 a year, I am not boozy. And I went, holy cow, A Howard. We probably have a lot of listeners that spend $6,000 a month or $6,000 a year or more on vacation. Sure. So anyways, I just, that's my beef. I want to squash it. Can I say something? Absolutely. It should be personalized to your financial situation. Boo, yeah. Yes. I can't afford to spend $6 grand, but some people can. It is personalized. That has to be a priority. I totally agree with you. I think that we do have beef about that. Yeah. Because I feel fine about it. I understand that. When I was listening, if I was a casual listener and I did not know about you, I would been like, what, why is she all, why she saying all that? |
| 1:32.6 | Let me caveat then for the casual listeners, as someone who is single and young and likes to |
| 1:40.4 | sleep in a tent, that feels like more than I would spend. |
| 1:43.8 | Yes. |
| 1:44.3 | But I have spent a good chunk on vacations before going to Europe or something more elaborate, |
| 1:50.2 | where I'm not in a tent. |
| 1:51.5 | So that's fair. |
| 1:52.3 | The second thing I want to say, I have yet to get there, but you have inspired me. |
| 1:59.3 | I'm going to go find an Aldi. |
... |
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