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Welcome back.

Ladies and gentlemen, listening to another edition of the O'I want money.

What's shaken Logan?

What's shaking with you?

Not much.

Let's get right into it.

Let's take a quick break for our sponsors.

All right. I am sucking down a cough drop because I am struggling with a cold, which is so frustrating. You are dying a little bit. I have not been sick at all in 2025. literally the other day as I was driving home from New York.

My poor mother was in the car with us and she's just coughing.

I thought we were going to have to stop at urgent treatment

and I'm thinking there goes my streak for 2025 of not being ill well welcome to 26th

happy new year to you so anyways I'm really struggling with the cold so I apologize

last episode we talked about about putting the margin to work

first and foremost for fast cash and emergency fund. Now we're to the fun part. I don't know if it's

really fun, but we're to the most important part of margin, which is to start using that margin

to paying off debt. That's exactly right. And one of the things that a lot of people struggle with is where to begin.

Let's say that most people have, you know, multiple credit cards.

They have student loan.

They have auto loan.

...