Hello, ho, ho! Here's an important message from Network Rail for anyone who's travelling by train this Christmas and New Year.

We'll be working over the festive period to make improvements to the railway. Most of the network remains open, but some train services will be affected from Sunday the 25th of December until Monday the 2nd of January.

So, to keep your festive plans on track, please check before you travel at nationalrail.co.uk.

Who is it? Is it your financial scaries lurking in the closet? Is it the fear about those bills in your mailbox right now that you haven't opened?

Whatever is scaring you financially, we're going to talk about it. This Halloween, for the first time ever, we are doing a live brown ambition, YouTube extravaganza.

We're going to be talking about the spooky and scary financial topics that are keeping you awake at night.

So, come face your fears with us. I will be here, your girl, Mandy Money, along with two incredible guests, Delian Bottos from Ask the Money Coach, and Mark Russell.

If y'all have not met, remark, you are in for a treat. Mark Russell from Better Wallet. They are both joining me live in the Brown Ambition Studio for a special Halloween episode.

So, if you wanted to in, join us Monday, October 31st, Halloween Day at 1pm Eastern. That's 12pm Central Live on YouTube.

To follow along, go to youtube.com, search Brown Ambition. That's where we'll be showing up live. I will see y'all on Halloween.

Time for the BA QA, the BA QA. What you say? The BA QA with Manday, the BA QA with Tiffany, the BA QA with the guest. It is Brown Ambition.

Question and answer. You have questions we have answers, ish, because we're not your mama, we're not your financial advisor, we're not your attorney, we're not your accountant, we are just two smart, brown girls who know a little thing or two about personal finance, business, entrepreneurship,

some other things too. We have hot seat. You guys have liked it so much. We said let's invite some more Brown Ambition guests. So, we have Leah in studio.

Hey, BA.

Thank you for having me.

Where are you from? Tell us a little bit about yourself.

So, I'm from Dallas, Texas. Well, I'm from San Antonio. I live in Dallas for the last eight years. I am a registered nurse.

I have a Tweet Roll Bill baby. So, he was born right around the time that Rio was born.

I do have two small businesses, baby businesses, very baby businesses. And just out here, women.

Okay. That's amazing. That's a little about me.

So, let's ask a question about. Yeah. So, I have, so I guess a little bit extra background. I'm also in the Army Reserve.

And so, I kind of have like a part time job. So, I have my main registered nurse job organization. I love they provide great benefits materially of all that good stuff.

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