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We are not your cousin, we're not your paraphrase, we're not your financial advisor, you're tyranny otherwise. But of course smarter than our cousin probably.

Yes, I think we're a better option than their cousin. Sorry cousin, yeah keep going.

But we are just two brown girls who have experienced a lot in career, business, personal finance. And we're going to do our best to answer your questions, but take it with the green of salt and certainly lean into the professionals around you for the final say as well as what you think is best.

With that, we actually have an update don't we, manager? Yeah, like a little part two of our discussion around pyramid scheme slash multi level marketing companies. So we had a question on a recent BA Q&A where a woman was approached approached in a retail store it was her and her boyfriend I believe and they were invited to join.

What sounded to be like a pyramid scheme, but they weren't really sure what it was and we talked about it and after describing her that that listeners question on the last episode of BA Q&A.

We got a note from Danielle who says I was listening to the latest BA Q&A and I wanted to share that I was also approached in the same manner as the guest who talked about pyramid schemes.

The person who approached me was on a college campus and use the same language. It was an opportunity to get mentored by wealthy people and that couple turned out to be a successful duo at the top of AMway track.

I was already too familiar with AMways reputation and decline to sign up. This was a year ago, but the letter you read was to the T my exact experience.

Thanks Danielle for sharing that damn. Okay, so that puts a name to a potentially could have been see now here's the part where we say we're not trying to like I'm not trying to say if that's a pyramid scheme or not, but it is definitely like an MLM type structure.

Yes, where what is m. W. S. L.

Do you know what I'm doing? Do you want to help me? And what she said with that was really like critical in this part. She was like so because I never heard of this before. She said they're starting to increase recruitment by selling it as a mentorship as well, which is really clever.

Because you know, I think people are used to the rigor language like would you like to make some extra money? I was like, here we go. But you know now to say, you know, we're really trying to help a mentor folks.

Like, oh, that sounds legitimate. Remember I said before that I'm like, I'm not sure if it's an MLM or not because certainly I have been in part of mentorship circles and it's been legitimate. They're not selling me anything.

But wow, y'all are some silicky slicks. There's MLMs. So be careful out there in the MLM streets.

Yeah, as ever. All right, let's move on to our first question of the week. This comes from listener Kimberly who dropped us a note on IG and is having an existential crisis. Okay, Kimberly, we are here to help.

Hello, mandra. She says I've been loving all of your guests on the podcast. I know it was hard without Tiffany while she was healing and giving Tiffany lots and lots of love.

My question is a bit existential, I think. I know everyone talks about getting side hustles and passive income streams. While I appreciate that, I wonder if we should think about how we get to a position that pays enough to not need side hustles.

My 30s were spent getting my MA and PhD and having to write on my weekends. So now that time is super precious. Why aren't we thinking that way if we have the ability to?

Yeah, on to something. Absolutely. I mean, like the whole side hustle culture. Sometimes I think can be damaging. And I even have like a session in my group coaching program where I talk about being an entrepreneur and also being entrepreneurial, like coming up with ideas and projects at your like in your date in your 95 job and how wonderful that can be for putting you in line for promotions and raises and other opportunities and things like that.

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