The best gift I've ever received has to be a bike when I was younger, a pedal bike.

It was a sort of slick little road bike and I remember it was all like, it was so, it was all wrapped up,

it was so obvious what it was obviously because nothing's shaped like a bike and I had a little ribbon on it and I was so guest.

For that was a life changer and I'm still sort of big on cycling around my area now so for that one change me a little.

Enjoy in every sip with red cups now back at Starbucks.

Is that time again? It's time for the BA QA.

The BA QA. The BA QA.

The BA QA. Okay. It's time for a brown ambition question and answers.

You have questions. We have answers ish.

In a chamama. We're not to find an advisor. We're not to talk to you therapist. We just two brown girls on the internet doing the best we can.

I don't want to be served with a lawsuit in the middle of Wegmans.

No, no, no, no, no, no, no. These are answers with a side of tea.

Just coming from, you know, your financial besties who have ideas but not all of your information.

So take it with a giant grain of salt. But we got some juicy business questions today.

Potentially a baby pyramid scheme. We have to save some from someone from. So let's do it. Where should we start?

All right. This comes from a listener who wants to remain anonymous and they say I took out a $5,000 loan to help with startup costs of a new business venture.

The payments are $100 a month for five or six years. I'm expecting to profit $200 to $300 a month initially from my business.

My question is, should I use those profits to pay off the loan or should I use my nine to five income to pay off the loan and use the profits to continue to grow slash expand this new business?

Thanks in advance for exclamation marks.

Any a anonymous honestly me and Mandy were like potato potato. I mean, well, I guess on the if we're being super techie technical right technical Tuesday.

I would say because you want to make sure ideally that the business is looping in the business. But everyone knows in the beginning, you know, that it's you personally and your job likely or whatever side hustle you have.

That is funding the business. But if your business is able to pay off the loan that you took. Certainly you can do so, but you paying it off with your nine to five.

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