AVUV vs VTSAX: Why Small Cap Value Could Outperform
BiggerPockets Money Podcast
BiggerPockets
4.5 • 3K Ratings
🗓️ 20 February 2026
⏱️ 52 minutes
🧾️ Download transcript
Summary
Transcript
Click on a timestamp to play from that location
| 0:00.0 | Mindy and I are so grateful for the following sponsors who make Bigger Pockets Money possible. |
| 0:06.1 | When I evaluate debt funds, I look for things like first position loans, personal guarantees, deep experience by the fund operator, low fund leverage, fast liquidity, and consistent returns. |
| 0:16.0 | These are some of the reasons why I'm excited to partner with Pine Financial Group. |
| 0:19.9 | Their Fund 6 offers |
| 0:21.2 | investors exposure to real estate credit, largely for construction and rehab, largely here in Colorado, |
| 0:26.4 | with loans originated by an experienced originator with over $1 billion in origination volume. |
| 0:32.8 | 75% of their borrowers have been repeat customers over 17 years. They offer investors an 8% preferred |
| 0:39.6 | return paid monthly and a 70-30 LP split of everything over 10% paid annually. The lockup period |
| 0:47.2 | is nine months with liquidity available within 90 days after that nine-month commitment. The fund is |
| 0:53.0 | open to accredited investors only. |
| 0:55.1 | The fund's minimum investment is typically $100,000, |
| 0:57.9 | but Pine Financial is able to reduce that minimum for some investors, |
| 1:01.5 | and have agreed to do so for Bigger Pockets Money listeners to a minimum of $25,000. |
| 1:06.6 | Full disclosure, I am personally invested in this fund through my self-directed IRA, and of course, |
| 1:12.3 | Pine Financial is sponsoring this message and our podcast. If you'd like to invest or check out their |
| 1:17.7 | prospectus, go to biggerpocketsmoney.com slash pine today. That's biggerpocketsmoney.com |
| 1:23.7 | slash P-I-N-E. Please note that returns are not guaranteed and may vary based on fun performance. |
| 1:30.6 | I love math, said no one ever. Nobody starts a business thinking, you know what would make this |
| 1:35.0 | more fun? Calculating quarterly estimated taxes. But somehow, every small business owner ends up doing it. |
| 1:41.1 | Your dreams of creating, selling, and growing get replaced by late |
| 1:44.4 | nights chasing receipts, juggling invoices, and wondering if that bad sushi lunch with Scott |
| 1:48.1 | counts as a write-off. Change all that with Found. Found is a business banking platform built |
... |
Please login to see the full transcript.
Disclaimer: The podcast and artwork embedded on this page are from BiggerPockets, and are the property of its owner and not affiliated with or endorsed by Tapesearch.
Generated transcripts are the property of BiggerPockets and are distributed freely under the Fair Use doctrine. Transcripts generated by Tapesearch are not guaranteed to be accurate.
Copyright © Tapesearch 2026.

