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The Jesse Mecham Show

Atomic Budgeting Pt. 5: The Environment That Shapes You

The Jesse Mecham Show

YNAB

Kids & Family, Education

4.71.1K Ratings

🗓️ 20 July 2020

⏱️ 10 minutes

🧾️ Download transcript

Summary

Jesse wraps up the Atomic Budgeting series, based on the ideas in James Clear's book Atomic Habits, with a look into how our environment shapes our decision making.

 

The world is awash in advertisements — billboards, store displays, TV, YouTube, etc — which aim to subtly influence us to buy products and services. It's hard to avoid them, especially when you spend time in areas or websites where targeted ads can pique your interests and potentially cause you to buy things you otherwise wouldn't have sought out. Even our social groups can influence our purchasing decisions. Whether your friends and neighbors are conspicuous spenders or frugal, their collective habits will become the normal behavior in your social circle.

 

So the last step in "atomic budgeting" is to be aware of your environment, and choose your friends and social circles wisely.

 

"Join a community where the normal behavior is the behavior you want."

 

Sign up for a free 34-day trial of YNAB at www.youneedabudget.com

Transcript

Click on a timestamp to play from that location

0:00.0

Hello, Wineabers. My name is Jesse Meekam, and this is podcast, number

0:09.0

437 for Wineab, where we teach you four rules to help you stop it in paycheck to pay check, get out of debt and save more money.

0:16.8

This is the fifth and final part of our atomic budgeting series where we're basing it all.

0:25.2

On James Clear's book, Atomic Habits that I thoroughly enjoyed and highly recommend.

0:28.3

He reads it himself in the audible book and you guys know I'm a fan of authors reading their own books. He nails it. I really liked it actually.

0:36.0

Okay, so the fifth and final big idea for the Atomic Habits book is that the environment shapes you and it's far less about

0:45.4

motivation and it's far more about the environment. He calls it the

0:50.8

invisible hand that shapes human behavior and this is a little bit scary and I'll tell you why it's because it can start to kind of have you look around with a little bit of a discerning eye.

1:05.4

Frankly, you're looking at people and a little bit, well, just with some discernment and you're saying is this person

1:15.9

supportive of my desire to change who I am or maybe detracting from it and so that can be a little bit scary. Here's a quote. It is easier

1:24.6

to build new habits in a new environment because you're not fighting against old cues.

1:29.2

And he cites this interesting story from these soldiers in Vietnam that were they were addicted to heroin

1:34.8

part of their coping mechanism for being in such a horrific situation and

1:39.2

then they would come back from the war and the recovery rate was you know where they

1:47.0

didn't relapse it was like 95% whereas you have someone that's addicted

1:51.8

to heroin here,

1:53.0

and then they go to rehab and they get all clean,

1:57.0

and then they go back to kind of their same life,

2:00.0

and all of those old cues are still there.

2:03.0

For these poor soldiers that were over in Vietnam in this horrific situation,

2:07.0

those cues weren't there.

2:08.0

So when they came home, all those cues were, they were gone.

...

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