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The Jesse Mecham Show

Atomic Budgeting Pt. 4: The Four Laws of Behavior Change

The Jesse Mecham Show

YNAB

Kids & Family, Education

4.71.1K Ratings

🗓️ 13 July 2020

⏱️ 10 minutes

🧾️ Download transcript

Summary

Jesse discusses James Clear's "laws" of how people make lasting changes to their behaviors and how they might apply to the YNAB'er looking to improve their budgeting habits.

 

Sign up for a free 34-day trial of YNAB at www.youneedabudget.com

Transcript

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0:00.0

Hello, Wienavers. My name is Jesse Meagam, and this is podcast number 436 for

0:09.2

Wienab, where we teach you four rules to help you stop living paycheck to paycheck, get out of debt and save more money.

0:16.4

This is part four of five talking about atomic budgeting based on James Clear's book,

0:20.3

Atomic Habits.

0:21.5

I highly recommend the book. It's excellent. All right, let's dive in four

0:26.4

laws of behavior change and we'll talk about them as it relates to budgeting, naturally,

0:31.3

because everything I talk about somehow relates back to budgeting, naturally, because everything I talk about somehow relates back to budgeting.

0:35.0

You ask yourself, how can I make it obvious, attractive, easy, and satisfying.

0:43.0

How can you make your budgeting habit obvious?

0:45.0

How can you remind yourself that you need to be doing this?

0:49.0

We like the idea of the daily budget session because, well, we'll get to that in part six or five rather no

0:55.2

bonus there is no bonus part six you could do several little tactical things I was

1:00.0

just brainstorming before the start of this podcast you could have

1:03.8

Wienab be your default when you open a new tab in your browser so you open a

1:07.4

tab and it's like boom there's wineab you're like oh yep I got to do that

1:10.8

okay now if you have a bunch of kids using it,

1:13.8

you know, using your computer, maybe that's not such a good idea.

1:17.0

But that's one example.

1:19.1

You could change your computer wallpaper to remind you,

1:22.4

but, you know, that'll get old after time.

1:25.0

You could change your phone wallpaper

1:27.0

to have this big old arrow and you put wine ab the app in the tray,

...

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