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The Property Podcast

ASK532: Why are there so many solicitors involved when purchasing a buy-to-let? PLUS: Should I be planning for future tax changes?

The Property Podcast

Rob Bence & Rob Dix

Education, News, Business News, Investing, Business

4.82.1K Ratings

🗓️ 14 July 2026

⏱️ 10 minutes

🧾️ Download transcript

Summary

Why are so many solicitors involved when buying a buy-to-let? And should you be planning for the worst with prospective tax changes on the horizon? Your questions, answered on this week’s Ask Rob & Rob. (00:41) Colleen’s in the process of buying two buy-to-let properties but has been hit with unexpected legal fees from multiple solicitors. Is it normal to hit this many hurdles? Rob D breaks down why this happens, whether any of it could’ve been avoided, and what “independent legal advice” means. (04:29) Nik’s worried about future potential tax changes. What’s the best way to plan defensively? Rob B explains why investing through a limited company might already be the best protection investors have. Enjoy the show? Leave us a review on Apple Podcasts - it really helps others find us! Sign up for our free weekly newsletter, Property Pulse Got a question? Send it in here Find out more about Property Hub Invest

Transcript

Click on a timestamp to play from that location

0:00.0

Hi, I'm Rob.

0:03.1

And I'm Rob.

0:03.6

And this is Ask Rob and Rob.

0:06.3

Hey everyone, welcome to Ask Rob and Rob, the show where you give us your wonderful property questions, normally property anyway.

0:12.4

And we do our very best to give you a great answer in return.

0:16.2

We'll try that format once again this week.

0:18.7

But before we do, let's give you a quick reminder of how you can

0:22.1

get your question on the show. Yep, it is so easy. You just have to go to property hub.net slash ask.

0:28.0

And once you're there, you can leave us a voicemail, which is amazing because we get to hear

0:31.9

other people's voices on the show and we get to hear questions that takes into areas that we

0:35.8

would never otherwise cover. So we love it.

0:38.6

And helping us to do that today is Colleen.

0:41.4

Hello, Rob and Rob.

0:42.3

My name's Colleen.

0:43.4

I've been listening for about 12 months now and at the stage of making a purchase of

0:48.0

to buy to let properties under a limited company,

0:50.9

I just thought I'd done all my research and I thought I was prepared but just hit some

0:55.5

unexpected hurdles and I just wondered if this is something you've kind of heard of before. I've

1:01.4

managed to get a mortgage with a company that because I'm not using their solicitors has said that I

1:09.8

need to pay the fees for their solicitors, has said that I need to pay the fees for their solicitors, which I've

1:15.8

accepted because time pressure and that's where I was in the process.

1:20.3

But today I've also found out that they've written to my solicitors and said that I will

...

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