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The Property Podcast

ASK503: Should this put me off Derby? PLUS: Should I buy despite planning uncertainty?

The Property Podcast

Rob Bence & Rob Dix

Investing, Education, Business News, News, Business

4.8 • 2K Ratings

🗓️ 18 November 2025

⏱️ 7 minutes

🧾️ Download transcript

Summary

It’s another week of Ask Rob & Rob, and we’re tackling more real-life property dilemmas from our listeners.  (0:45) Russell’s considering investing in Derby, but he's seen several articles labelling it one of the worst places to live and highlighting high crime and poverty. He wants to know whether it’s still a place Rob and Rob would recommend and if it remains a solid investment location despite the negative headlines.  (3:13) After having his offer accepted on his latest investment, James’ HMO application was rejected. He’s appealed and been advised there’s a good chance of success, but without approval, the deal no longer stacks up. He asks whether it is worth taking the risk and completing anyway, or if he should walk away.  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  Send us your question here – just hit record!.  Find out more about Property Hub Invest

Transcript

Click on a timestamp to play from that location

0:00.0

Hi, I'm Rob.

0:03.0

And I'm Rob.

0:03.7

And this is Ask Rob and Rob.

0:06.4

Hey, everyone, welcome to Ask Rob and Rob.

0:08.5

This show, where you get your wonderful questions in, we give you some heartfelt answers,

0:14.0

some answers with effort and care return to you for this wonderful format.

0:18.3

And this wonderful format has been going for a long time now.

0:39.0

So let's keep this show on the road. Let's get your questions in. Rob, can we get a quick reminder how our dear listeners can get their lovely questions onto the show? We sure can. All you've want to do is go to property hub.net slash ask. That's property hub.net slash ask. You can send us a written question for our 90 times column or our favorite option send us a voicemail then we can answer you right here on this show all right let's have our first question now

0:43.5

this one is from russell you've recently said that derby city is one of your recommended places to invest

0:50.5

however that have been recent articles in the last few months and the last year,

0:55.6

saying it's ranked very badly of, I think, the fifth worth place to live in sort of one survey.

1:01.3

Also, the worst place for a city break was mentioned just a few months ago. And it, you know,

1:06.7

does have quite high levels of crime and NHS and the poverty. I just wondered, because I've

1:12.6

been looking to invest there, is it still somewhere that you would say is a recommended place

1:18.3

to invest? Thank you. Russell, thank you. Really appreciate your question. It's great that

1:22.6

you've been going off doing your own research and it's even better that you've asked the question

1:25.8

because if you've found this and it's made you think twice then other people will definitely be in the same position.

1:30.7

I went off and found the article that you were referring to and it's a bit of a funny one because

1:34.6

it references a survey but I can't find anywhere what the source of the survey is or really get

1:39.6

too deep into understanding how they've come to this. The thing about all these surveys is they are very sensitive to the exact inputs used to get completely contradictory things coming out. So just a couple of years ago, there was a survey saying that Derby is one of the best places to live. And now apparently it's one of the worst. And it probably hasn't changed that much in the last couple of years. In fact, it's better in the last couple of years. So it really depends on what you're measuring. Also, the survey takes the worst place for a city break. I wouldn't worry about too much. I love Derby as an investment location. It wouldn't be my first choice for a city break either. But I'm not investing on holiday lets there. I'm investing in long-term rentals there. And when it comes to long-term rentals, what still attracts me to Derby is firstly the strength of local

2:18.7

employment. Secondly, the lack of quality rental accommodation. There's been more built recently,

2:24.3

but there's still not enough. And thirdly, the sheer relative affordability. So both property

...

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