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The Property Podcast

ASK425: How do I research a developer? PLUS: Will my Ltd Co pass the stress test?

The Property Podcast

Rob Bence & Rob Dix

News, Education, Business, Investing, Business News

4.82K Ratings

🗓️ 23 April 2024

⏱️ 11 minutes

🧾️ Download transcript

Summary

It’s time for your latest episode of Ask Rob & Rob!  (0:45) Charlie’s gearing up to diversify his portfolio by purchasing his first off-plan property. While he’s mindful of the potential pitfalls, he’s hit a roadblock when researching the developers. Seeking guidance, he turns to Rob & Rob for their expert advice and insights.  (7:14) James wants to know why higher-rate taxpayers undergo a 145% stress test compared to the 125% for basic-rate taxpayers. He’s also curious about the typical rate applied for limited companies and asks the guys for more information to gain a better understanding.  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  Send us your question by calling us on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply) or click here to leave a recording via your computer instead.  Find out more about Property Hub Invest  See omnystudio.com/listener for privacy information.

Transcript

Click on a timestamp to play from that location

0:00.0

Hi, I'm Rob.

0:03.4

And I'm Rob. And this is Ask Rob and Rob.

0:05.4

Hello everyone and welcome to Ask Rob and Rob, the show where you get your questions in,

0:11.6

often property related, and we will give you our best attempt and a good answer and we have rolled this concept on now for well hundreds of episodes so let's keep this show on the road by reminding you how you can get your questions in to the show.

0:27.0

Yep, so so easy. You just have to go to Property Hub.net.

0:30.0

Ask and from that page you can send us a voicemail, you'll find a phone number if you want to go old school, or you can submit a written question for our Sunday Times column.

0:39.0

All those methods wrapped up for you in one place at Property Hub.

0:42.0

Dotnet slash Ask.

0:43.0

And one person who found his way to that page is Charlie.

0:46.0

Robin Rob.

0:48.0

It's Charlie here.

0:49.0

Long time Die Hard Listener since 2017.

0:52.0

I started at the beginning from episode one and have never

0:55.0

missed an episode or a book by Rob D for that matter. I'm currently looking at

0:59.8

purchasing my fourth property. I'm aiming to diversify my portfolio by venturing out into the realm of

1:06.0

off-plan city centre luxury apartments in Manchester to be exact. Now on this journey I've once again

1:12.2

found myself suffering from analysis

1:14.2

paralysis as you guys say they are big scary high price developments that come

1:20.3

with pushy salespeople which makes me hesitate and just think what is the catch.

1:24.7

Now I think I understand the cons that come with off-plan properties such as the risks in delays,

1:29.8

deposits, inflated asking prices, etc.

1:33.0

But I'm mainly stuck on researching the developers themselves.

...

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