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The Property Podcast

ASK111: How do I overcome my lack of credit history? PLUS: Should I extend or refinance?

The Property Podcast

Rob Bence & Rob Dix

Business News, News, Business, Education, Investing

4.82K Ratings

🗓️ 24 October 2017

⏱️ 8 minutes

🧾️ Download transcript

Summary

It's time for another couple of questions in this week’s edition of ‘Ask Rob & Rob’, Anthony & Jez from London… ...ask Rob & Rob... How do I overcome my lack of credit history? PLUS: Should I extend or refinance? ASK YOUR OWN QUESTION TO ROB & ROB! Don't be shy! All you need to do is leave a message with your name and whatever's on your mind. Just pick up the phone and call 013 808 00035 (normal UK call rates apply). Or if you prefer, click here to leave a recording via your computer instead. NEED MORE ANSWERS? The Property Hub Summit is the place to get all your questions personally answered by Rob & Rob, and build a network of other smart, motivated investors. Over the course of a full day at a swanky hotel we'll help you set your goals, form a plan to get you there, overcome your obstacles, and give you the support system you need to make sure nothing gets in your way. Just don't hang around - there are only four Summits each year, and just 8 places available at each! Interested? Click here to find out more. See omnystudio.com/listener for privacy information.

Transcript

Click on a timestamp to play from that location

0:00.0

Hi, I'm Rob, and I'm Rob.

0:02.8

And this is As Rob and Rob. I don't know about you Robert I'm in the mood for answering a couple of questions about property

0:15.0

which is just as well because we've got Anthony and we've got Jez sitting there on tender hooks

0:19.6

waiting for us to shed some light on their property as our dilemmas.

0:22.6

That's how I imagine things anyway.

0:23.7

I'm always imagining people huddled over their phone eagerly awaiting.

0:27.2

They're probably not doing that at all.

0:28.6

But let's imagine that they are because it makes me happier.

0:30.7

We're going to get onto those in just a sec, but Rob, first of all let people know how they can join our Mary gang and get their question answered.

0:37.0

Yes, we've got carrier pigeons or Morse code. Tanc you pick.

0:42.6

No, course it isn't being a bit silly now.

0:45.2

It's really the same two things as every week.

0:48.8

It's the phone, which is 013- 808,

0:51.4

Triple 0.35, normal rate supply, or the Property Hub.

0:55.0

dot net forward slash ask. super simple.

0:58.0

And as Rob said, we've got two people in.

1:00.0

Let's go with Anthony first.

1:02.0

Hi Robin Rob. Anthony from London here.

1:05.0

I'm a long time listener of the podcast.

1:08.0

Thank you so much for all the helpful information that you give out. I'm in a bit of a unique situation. Let me explain.

1:17.8

I've been living abroad for five years and I've been studying for the last few years so I have no income history in those few years.

1:27.0

I've also never had a credit card in my life.

...

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