Hello, Wineabbers. My name is Jesse Meekham with another episode of the

Wineam podcast. I'm here each week to obsess out loud about spending purposefully, saving

aspirationally, and giving joyfully. It all comes down to just four simple

habits and y'all there's another habit I need to develop and that is working through Ask Jesse's perhaps a little more frequently I am behind again

Let's dig in

Rebecca says I started using wine-ed in, and I've since got two friends to start.

Rebecca, you rock. I'm starting to take it slowly, but surely.

And I'm thankful that Wineau has even gotten me to the point

where I have enough wherewithal about our money to be asking the below question.

I'll try to make it as succinct as possible. We have three kids. We also have a mortgage at 3.6%

approximately 150k left. That seems like free at this point, right people? My student

loans at 6% approximately 28k left. Car loan at 2.8%, 2.5 years left. I recently opened a high yield savings account that pays 4.3 percent. Okay. We want to pay for the kids to go to an in-state college. We would pay room and board

in tuition. They pay their own spending money. Cool.

We are good with the amount we are saving for retirement

and don't need to put the money there.

I love how, I just love how absolute this is.

And like I love it, I'm Rebecca, I am loving this. Okay since 2017 we've been paying

$400 extra a week to pay off the mortgage in 15 versus 30 years. I thought this

might be what's gonna come yeah and I'm starting to question whether that's the best use of the money.

The kids 529 plans are not fully funded, but I have this $400 a week that I can divert if needed.

Should we just keep going with the original plan?

Or is it better to use the mortgage better to use is it better use of the money my apologies to divert the four hundred dollars per week to my student loan and then once paid to the kids college funds and just not being any

...