Ask Jesse: How Do You Move On... From Budgeting?
The YNAB Podcast
YNAB
4.7 • 1.1K Ratings
🗓️ 20 June 2022
⏱️ 4 minutes
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Summary
Britney writes into the show to ask, as a long time fan and follower of various personal finance resources, what should she do now that her family's budget is pretty much dialed in? How can she avoid constantly looking at the app to check that the budget is still working?
Jesse reminds us that budgeting should, eventually, become boring for everyone. It may not be the goal, but it's at least a hallmark of a succesful budgeting practice! After that, maybe it's time to find a new hobby...
Antifragile: Things That Gain from Disorder by Nassim Taleb
https://www.amazon.com/Antifragile-Things-That-Disorder-Incerto/dp/0812979680
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Transcript
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| 0:00.0 | Hello, Wine Appers. My name is Jesse Meakin with another episode of the Wine App Podcast |
| 0:08.9 | where we teach you four rules to help you stop if you pitch. To pitch, I could get out |
| 0:11.9 | of debt and save more money. What happens if you are a Brittany? She writes and she says, |
| 0:17.5 | hi, Jesse. Hello. Before Wine App, personal finance was a huge hobby of mine. I spent |
| 0:22.3 | a lot of time on my spreadsheet reading books and watching videos online, but now my finances |
| 0:27.5 | boring, as I've heard you say. All of my regular bills are on auto pay. I reconcile every |
| 0:32.3 | morning and I follow those four rules. Yet, I still find myself constantly staring at the app or |
| 0:37.4 | trying to find some new info online. Do you have any tips for letting this hobby in the mild anxiety? |
| 0:44.1 | Go. The anxiety is interesting. That's an interesting one. I wonder where the anxiety comes from. |
| 0:52.1 | Mine always comes from the news. So if I'm never feeling anxious, I take a news breather. |
| 0:56.3 | That seems to help quite a bit. Get another hobby. Maybe. I would probably go that route. I mean, |
| 1:03.5 | you're listening to a guy who I change hobbies like I change teachers. I love hobbies. I love |
| 1:12.2 | being the newbie in the hobby. Just all kinds of things. Woodworking, golf, marksmanship, |
| 1:21.4 | yogurt making, light homesteading, chicken husbandry, if you will. And yeah, I just kind of |
| 1:31.1 | been just embrace new hobbies so that I can stay entertained. And I think you should try and find |
| 1:36.5 | some kind of a different hobby. What about reading a really hard book? Because I'm just thinking |
| 1:42.3 | about things on your phone. I'm imagining that you pop up in the app and stare at it. So maybe we |
| 1:46.8 | need some kind of replacement. Maybe you have to read just some really, really hard book. |
| 1:52.0 | What book should I recommend to you? Actually now that I'm saying books, I really enjoy anything |
| 1:57.0 | from Niseem to Lab. I particularly like the book Anti-Fragile. And it has a little bit of a personal |
| 2:03.8 | finance vibe to it if you are obsessed as you admit that you are Brittany. You'll read Anti-Fragile |
| 2:11.1 | and you'll kind of read the personal finance in between the lines. And that's fun. But it's |
... |
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