Ask Jesse: How Do I Get Back on the Budget Bandwagon?
The Jesse Mecham Show
YNAB
4.7 • 1.1K Ratings
🗓️ 6 December 2021
⏱️ 5 minutes
🧾️ Download transcript
Summary
A listener asks -- what can I do to get my budget back on track after falling off the wagon?
Sign up for a free 34-day trial of YNAB at www.youneedabudget.com
Transcript
Click on a timestamp to play from that location
| 0:00.0 | Hello, my name is Jesse Meakum and this is another episode of The Wine App Podcast where |
| 0:09.0 | we teach you four rules to help you stop with paycheck to paycheck, get out of debt |
| 0:12.5 | and save more money. |
| 0:15.0 | Another question that came in from Aaron, I think I'm pronouncing that correctly. |
| 0:18.6 | He said, hey, Jesse, me and my wife have been using Wine App successfully for years, |
| 0:23.4 | very cool. |
| 0:24.7 | But recently due to some financial trouble, we've fallen off the regular update and verifying |
| 0:28.8 | schedule. |
| 0:30.0 | We still track every purchase, but our budget is a mess and fixing it is very hard. |
| 0:34.6 | We don't want a full reset because we don't want to lose the history, any advice. |
| 0:38.0 | Yes, I do have some advice. |
| 0:39.9 | The fact that you still track every purchase is awesome. |
| 0:43.3 | So the first thing I would do is I would reconcile each and every single account, which |
| 0:47.2 | means you're just making sure that the Wine App account, say it's your checking account, |
| 0:51.7 | matches exactly what your bank account says you have so that all accounts are reconciled. |
| 0:55.9 | They agree with each other. |
| 0:56.9 | Wine App account, checking account, agrees with bank, checking account, account. |
| 1:02.0 | And that, now you have the truth. |
| 1:04.2 | Now Wine App is representative of your real situation. |
| 1:07.6 | The budget side of things, you don't want to get rid of the categories, you don't want |
| 1:10.6 | to do a fresh start. |
| 1:11.6 | I get all of that. |
... |
Please login to see the full transcript.
Disclaimer: The podcast and artwork embedded on this page are from YNAB, and are the property of its owner and not affiliated with or endorsed by Tapesearch.
Generated transcripts are the property of YNAB and are distributed freely under the Fair Use doctrine. Transcripts generated by Tapesearch are not guaranteed to be accurate.
Copyright © Tapesearch 2026.

