Ask HTM - Spending on a Tax Pro, Frugal Practices for Millionaires, & Ending a Termite Bond #1057
How to Money
iHeartPodcasts
4.6 • 3.2K Ratings
🗓️ 3 November 2025
⏱️ 46 minutes
🧾️ Download transcript
Summary
Let’s kick off the week with some fresh listener questions we have lined up for you! And don't just stand on the sidelines- if you have a question you’d like us to answer, toss your voice memo our way. It only takes about 90 seconds to record and you can find a step by step guide over at HowToMoney.com/ask . Regardless of how random or bizarre you might think it is, we want to hear it!
1 - Tax help: where should I find a tax professional and how much should one cost?
2 - Frugal or cheap: should I continue to reuse ziploc bags if I have millions in the bank?
3 - Revocable trust: does it make sense to update my parents' trust or should they scrap it for a brand new one?
4 - Savings rates: what’s going on with HYSA interest rates?
5 - Termites: is it time to take matters into my own hands or do I just pay to renew the termite warranty?
Want more How To Money in your life? Here are some additional ways to get ahead with your personal finances:
- Learn how you can take on some DIY pest control that will give you professional results at a fraction of the cost. And a Bug-A-Salt gun is fun and actually works- especially on house flies!
- Knowing your ‘money gear’ is a crucial part of your personal finance journey. Start here.
- Sign up for the weekly HTM newsletter. It’s fun, free, & practical.
- Join a thriving community of fellow money in the HTM Facebook group.
- Massively reduce your cell phone bill each month by switching to a discount provider like Mint Mobile.
During this episode we enjoyed a The Scars on Greedy Palms by Burial! And please help us to spread the word by letting friends and family know about How to Money! Hit the share button, subscribe if you’re not already a regular listener, and give us a quick review in Apple Podcasts or wherever you get your podcasts. Help us to change the conversation around personal finance and get more people doing smart things with their money!
Best friends out!
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Transcript
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| 0:00.0 | This is an IHeart podcast. |
| 0:04.2 | Welcome to How to Money. |
| 0:05.9 | I'm Joel. |
| 0:06.7 | I'm Matt. |
| 0:07.6 | And today, we're going to answer some of your listener questions. |
| 0:34.6 | Thank you. That's right, buddy, we've got, let's see, five excellent listener money questions to get to today. |
| 0:39.2 | We're going to talk about finding a tax professional, specifically, |
| 0:43.0 | a listener. He wants to know how much he should be paying, and actually whether or not he should be considering a tax pro. We'll get into all that here in a second. Another listener has got |
| 0:47.6 | millions of dollars in the bank. He's still using his Ziploc bags. He wants to know how we feel |
| 0:53.0 | about that, whether we endorse this move or whether we're going to put the kibbash on it. Are they actual name brand Ziploc bags, Matt, or are they the generics? Is it Boulder? That's the, that's the Aldi brand. Well, of course, I know the Boulder bags. And of course, in recent months, Costco has launched Kirkland's signature rivals to the Ziplocs. |
| 1:11.2 | Oh, |
| 1:11.3 | they're shaking in their boots, |
| 1:12.4 | yeah. |
| 1:12.7 | Oh, |
| 1:13.3 | it's been, |
| 1:13.9 | dude, |
| 1:14.0 | I hardly, |
| 1:14.6 | I hardly ever get over to the Costco as much anymore. Much to your great shame. I'm really only heading over there to get the Kirkland Sig, uh, smoker pellets. Oh, yeah. And then also the meat that needs to go on top of the Trigger whenever I do want to smoke a big old hunk of meat. |
| 1:29.1 | That's a good reason of venture in No Costco. |
| 1:30.8 | It's not typically. Yeah. Then also the meat that needs to go on top of the Trigger whenever I do want to smoke a big old hunk of meat. |
| 1:29.1 | That's a good reason to venture in No Costco. It is. It's not typically something I'm going to find at Aldi, like a brisket. Brisket war pork, but I wanted to also highlight one other listener question. That's more of a homeowner's question. And she's got a question about her termites bond or termite warranty, I think is what she calls it. |
| 1:47.5 | But we'll get to those. that's more of a homeowner's question. She's got a question about her termites bond or termite warranty, I think is what she calls it. |
... |
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