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Here's a question. Are Americans worse off in 2025?

Brian, I am so excited to talk about this because we love for people to have confidence and feel secure and feel good about their financial circumstance.

But a lot of stuff out there suggesting that right now today in 2025 as we sit, Americans are

actually worse off financially. And so we want to answer the question, is that true and even

should it be true? Well, we're constantly looking for data to just kind of help us read the tea

leaves. Also, just get a pulse of what's going on. And there was a Gallup survey that just came out, and we're going to kind of go over

those results.

But I'll tell you, what I, it's not too different than the way I look at the market.

And we'll talk about the data for today.

But I think where the real value is is the trends that have happened really over the

10 to 15 years, just watching the change.

And is there anything we can read into it on what might be coming our way in the future?

Yeah. So the way that Gallup actually outlined this is there were two questions they asked.

They said, first, would you say that you are financially better off now than you were a year ago,

or are you financially worse off?

So that's question number one. And then question number two was, do you expect that at this

time next year you'll be in a better financial position or worse? So where are you today relative

to last year? And then where do you think you'll be next year relative to the day? And like you,

I thought the trend here was

kind of interesting. Yeah, I mean, now, look, we have to share that based upon the way the

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