Budgeting means that you can't have any fun. I hear this all the time. People are like,

oh, I don't want to budget. It feels like it's going to limit what I do with my money it feels like you can be fun you have to be cheap but can I just tell you a budget does not limit your freedom a budget gives you freedom

hey guys welcome to this episode of the Rachel Cruise Show podcast.

I'm so glad that you're here.

So in this episode, we'll discuss signs that your spouse might be guilty of financial infidelity.

Then we'll talk about six lies that culture tells us about money.

But first, let's chat about why stores are changing their return policies.

Take a listen.

We all know that I am a natural spender.

Yep, I love to spend and I love to shop.

And one of my favorite things about shopping is the fact that you can return things.

Okay, hear me out because we don't talk about this enough.

One of the most underrated things about the retail industry is the fact that returns and exchanges exist.

Now obviously we should always be intentional about our spending and you know plan out our expenses,

but on those days where maybe we slip up a little

bit or have a little impulse purchase we can always change our minds or make a

return right? Wrong. Ugh yaw, be ready for this.

So apparently, our favorite stores are now cracking down on returns.

Some companies are just changing the details of their policy,

like limiting the amount of time that you can bring

things back or marking certain items as a final sale and some are actually

charging people fees or even keeping a certain percentage of their original payment for restocking costs.

...