Welcome to the Jill on Money Show.

It's Monday, May 13th, and we are here trying to help you get over your Mother's Day hangover.

I'm kidding.

You probably didn't get trashed with Mom last night, but I hope everyone did have a good Mother's Day.

And we are here to try to help you make better financial decisions so that you don't have to spend your mother's day talking about how maybe your mother needs to stop driving. Oh, wait, that was my mother. I did that. These conversations that we have, sometimes they happen at the wrong times. And I always learned my lesson. Like, why am I talking about this right now? I can do this at a different time. Don't be like me. Bring things up at the right

time. If you've got a financial question, if you've got a question about your aging parents,

if you've got a question about your adult children, if you're having some issue that you're

trying to weigh like one job versus another, should I actually downsize? Can I pay for some big huge expansion so I don't

lose that low mortgage interest rate? Give us a holler. Just go to jillonmoney.com, click the

contact us button and you complete your form and that's the email. Now, if you'd like to join us

live, you check the box and Mark will do everything else. Now, while you're on the

website, don't forget the free weekly newsletter comes out every Friday. And also we've got our

YouTube show called Jill on Money powered by the compound. Oh, Mark, remind me, I have a question for you

about a good guest for the Jill on Money powered by the compound show. And I think you're going to like this one. All right, today we are talking to Thomas, who's on the line from Syracuse, New York. Hello, Thomas. How are you? Doing great. Doing great. Thank you. How are you? I'm fantastic. Tell us what we can do for you today. So really just trying to, you know, make sure that we're on the right track.

You know, my wife and I with retirement and, you know, just have kind of gone around,

you know, gone along all these years, not really knowing what to do, but, you know,

got into the 401k pretty early and, you know, started saving where we could.

And just, you know, every time I go to sit down and talk to like a financial advisor, you know, they say, hey, look, really can't help you because most of your, most of your assets are tied up in a 401k. So we're at a point now where, you know, kids are starting to graduate high school and college and just kind of looking at, you know, are we

on track or not? I bet you are. I just feel like you are. I just hear it in your voice. So Thomas,

first of all, how old are you? 45 years old. Oh my God, you're so young. That's amazing. And

how about your spouse? How old? She's 49. Okay. And are you both working full-time? So I work full-time,

and she works, she works part-time. How much does she make part-time? She makes about 15.

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