Brought to you by the Every Dollar app. Start budgeting for free today. Today's question comes from Arlo in Texas. Are those companies that say they will help you deal with the IRS legit? My husband and I had several years of unfiled taxes and fear that we owe the IRS a huge amount of money. Can those companies who claim that

they can stop the IRS from garnishing your wages actually do it? Well, I'm just wondering why

you're waiting until you get to the point of garnishing of wages. Why not just dig a little

deeper, contact the IRS and find out what you owe and pay it.

And by the way, if you're in baby step two, if you're working on paying off your debt, this is going to go right to the top of the list.

This is going to be numeral uno, nothing ahead of it because you don't want that to happen.

I would change one thing in that suggestion.

We're not going to contact the IRS.

We're going to contact a tax professional and file our taxes.

Well, yeah, you got to file your taxes.

And tell the IRS what you owe.

They're not going to tell you what you owe.

You don't want to ask the IRS anything because they don't know either.

They're dumber than a rock.

That is true.

They send those statements.

Yeah, they just make up crap.

Yeah.

So, but no, you need to catch up on your tax filings and figure out where you are.

And the answer to your question is, no, those companies don't work.

Yeah.

Okay.

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