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It is more than 50% of the economic activities informal in Latin America and so because of that

they don't have access to capital for growing their businesses and what we are trying to do is to help out and to

yeah to make it a little bit more fair for economic growth for everybody. Obviously you can do it with pen and paper but you know I can say

from experience or at least the experience that we have doing it manually is that

really doesn't work and so really our scoring what we are building is to try tour of the British Isles.

I used my birthday money for the plane ticket, my waiter's wages for beer money. My uncle

towed a caravan into London for us to use as a base. We stayed at a friend's sister in the

Cotswills. My aunt lent us a car with its boot full of goodies and

its tank full of petrol so we could explore the Lake District. You get the picture.

I'd been to Namibia once as a kid and to England once as a teenager but this was my first

real experience of traveling and it was incredible.

But when I think back to it now, probably the evening I remember more than any, was spent in Edinburgh.

We had seen the castle and we'd started a hop-on-hop-off tour of the city.

I think we'd jumped off when it got too cold, so it wasn't because of the city's charms as

undeniable as they are. And it wasn't because of anything extravagant we did

...