meta_pixel
Tapesearch Logo
Log in
The YNAB Podcast

Advice for Procrastinators Not Wanting to Deal With Money

The YNAB Podcast

YNAB

Consolidation, Total, Budget, Dave, Peace, Money, A, Education, Ynab, Finance, Bankruptcy, Makeover, Fpu, Software, Management, Personal, Need, Ramsey, Financial, University, Debt, Kids & Family, You

4.71.1K Ratings

🗓️ 13 January 2025

⏱️ 6 minutes

🧾️ Download transcript

Summary

If you have been procrastinating about starting to manage your money, Jesse has a message for you. It's ok to start now, and start small -- and you don't have to be perfect either! Jesse has been using the YNAB method to manage his money for twenty years now, and he still hasn't reached perfection. But, he has become more in tune with his spending and learned how to create more joy in his life as a result, and he's helped millions of other people to do the same through YNAB. Jump in!

 

 

Tickets to YNAB Fan Fest 2025 are on sale now! Coming to San Diego, Minneapolis, and NYC:

YNAB.com/events

 

Got a question for Jesse? Send him an email:

[email protected]

 

Sign up for a free 34-day trial of YNAB at www.youneedabudget.com

 

Follow YNAB on social media:

Facebook: @ynabofficial

Instagram: @ynab.official

Twitter/X: @ynab

Tik Tok: @ynabofficial

Transcript

Click on a timestamp to play from that location

0:00.0

Hello, Winebbers. My name is Jesse Meekam with another episode of the Winead podcast,

0:08.7

and I am here each week to obsess out loud about spending purposefully, saving aspirationally,

0:13.3

and giving joyfully. It all comes down to just giving, giving, giving every dollar a job.

0:20.4

I like that we say giving joyfully and then giving every dollar a job.

0:24.1

The most charitable thing you can do for yourself is to give all of your money a job.

0:28.3

But today I want to talk about, well, I want to maybe throw a little charity toward those who would call themselves procrastinators.

0:38.0

Or maybe perfectionists.

0:39.6

Forget perfection.

0:40.7

To those of you that just don't want,

0:43.4

you're afraid.

0:44.8

You're afraid to get started

0:46.1

and you don't want to deal with your money.

0:49.2

This is for you.

0:51.5

If you are a perfectionist,

0:53.3

I want to just give you the out right now.

0:56.9

Question five.

0:58.3

Question five lets you just adjust things as needed.

1:02.0

It's just all about being flexible.

1:04.0

There is no perfect when it comes to managing your money.

1:07.1

There's just adaptive, responsive, thoughtful, intentional, all those great words uh there is no perfection

1:15.0

so let that go if you aren't starting because you think it needs to be perfect before you even get

1:21.3

going well it will never be perfect this from a guy that's been doing this for 20 years

...

Please login to see the full transcript.

Disclaimer: The podcast and artwork embedded on this page are from YNAB, and are the property of its owner and not affiliated with or endorsed by Tapesearch.

Generated transcripts are the property of YNAB and are distributed freely under the Fair Use doctrine. Transcripts generated by Tapesearch are not guaranteed to be accurate.

Copyright © Tapesearch 2025.