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Access to Nide, why Muslims worldwide are being debanked by Oliver Bolo, read by Ellis James. Hamish Wilson lives a few miles away from me, in a cosy farmhouse in the damp hills of Mid Wales.

He makes good coffee, tells great stories and is an excellent host.

Every summer, dozens of Somali guests visit Wilson's farm as part of a wonderfully wholesome project set up to celebrate their nation's culture and to honour his father's Second World War Service with a Somali comrade in arms.

Inadvertently, however, the project has revealed something else, a deep unfairness in today's

global financial system that not only threatens to ruin the Somali's holidays, but also excludes

marginalised communities from global banking services on a huge scale. The origins of the story lie in 1940,

when the then 27-year-old Captain Eric Wilson led a doomed stand against an Italian invasion

of the British colony of Somaliland.

Suffering from malaria, massively outnumbered and under heavy artillery fire, Wilson and a small band of Somali comrade, like the Spartans at Thermopylae, but wearing khaki shorts rather than leather drawers, held off the Italians for an astonishing five days.

After their position was overrun, Eric was presumed dead and was awarded a posthumous Victoria Cross,

which came as a nice surprise when he was liberated from a prisoner of war camp a few months later.

It was an extraordinary honour, the highest a British soldier can receive, but he was always troubled by it.

Why had he been recognised,

while his sergeant,

an old friend called Omar Kachogh who had died in the battle,

received nothing?

Wilson, my neighbour in Wales,

inherited his father's passion for East Africa and spends a lot of time there himself.

He and his friends,

...