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HerMoney with Jean Chatzky

A Week In Her Wallet: How A 41-Year-Old Chiropractor Balances Family Life and Finances

HerMoney with Jean Chatzky

Jean Chatzky Her Money

Investing, Entrepreneurship, Business

4.81.3K Ratings

🗓️ 15 August 2025

⏱️ 28 minutes

🧾️ Download transcript

Summary

This week, we’re bringing you the first episode of our new series: A Week In Her Wallet, where real women track their spending for seven days — every swipe, tap, and temptation — and then reflect on not just what they bought, but why. In this episode, we're joined by Lizzie, a 41-year-old chiropractor, mom of two, and small-town New Englander who is all about spending with intention. She's self-employed, passionate about local businesses, and has a refreshing perspective on budgeting for real life. Lizzie walks us through: Why she skipped $1,000 concert tickets — and doesn’t regret it How her family handles finances and decision-making together What self-care looks like to her Her candid thoughts on gift-giving pressure from her family Why her week felt like a love letter to her town Plus, she reflects on where money seems to “leak” most easily and why she doesn’t mind spending on the things that truly bring value. … Does more financial confidence sound good to you, then you might want to try:  🚀 FinanceFixx – HerMoney’s 4 or 8-week Money Makeover financial coaching program that will help you get your finances on track!  📈 InvestingFixx – HerMoney’s investing club for women who are ready to learn market lingo, and grow their wealth. Your first month with us is completely free!  Have a question for us? Write to us (or send us a voice note!) at [email protected].  While you’re at it, join the HerMoney community! For the latest episode drops and financial news-you-can-use, subscribe to our newsletter at Hermoney.com/subscribe! Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcript

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0:00.0

Hey everyone, it's Jean Chatsky. Welcome to Her Money and an episode of our new series

0:08.4

A Week in Her Wallet. So here's the plan. Each week, we invite a woman from the Her Money

0:15.7

community to track her spending for seven days and then reflect on not only what she spent but why she spent it

0:25.4

because we know money's not just about what's in the bank it's about priorities and relationships

0:31.8

and how we move through the world and today lizzie'szie's here. Lizzie is 41.

0:40.7

She is married, a mom of two young kids.

0:44.8

She's a chiropractor, and she lives in a small town in New England where she's raising her family, running her practice, and like all of us, navigating the costs of modern

0:52.0

life.

0:52.7

So just a few details on Lizzie. This week, she is going to share with us a

0:57.2

decision to skip a thousand dollar concert in favor of a more meaningful summer, why she's

1:03.9

passionate about supporting local businesses, and how she and her husband make money decisions

1:09.3

together. Lizzie, thank you so much for being here and

1:12.9

thanks for doing this. Oh, it was my pleasure. I jumped at the opportunity when I saw it in the email

1:18.0

because it just seemed like a kind of a fun exercise to participate in. Well, why? I mean,

1:23.2

a lot of people I think would hear track your spending and go, oh my God, please, no, never.

1:29.1

Yeah, that's a fair question. I think over the years, I've become more interested in my own

1:35.8

personal finances. And when I first started to get really serious about it was when my first

1:41.7

daughter was a baby. And so it had truthfully been a really long time since I had done this kind of exercise of really carefully monitoring everything.

1:51.0

As we've kind of had more things on autopilot, I've taken a step back from like the micro minutia of everyday spending, but which I think overall has been helpful.

2:00.5

But I thought, oh, this would be a really good opportunity to dive in and look at where I'm at

2:06.3

these days.

2:08.1

So tell me a little bit more about you.

...

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