A Week In Her Wallet: A 63-Year-Old Preschool Director Saving For Her “Rich Enough Old Lady” Future

HerMoney with Jean Chatzky

Jean Chatzky Her Money

Investing, Business

4.7 • 1.5K Ratings

🗓️ 1 May 2026

⏱️ 36 minutes

🔗️ Recording | iTunes | RSS

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Summary

What does it actually look like to spend just $400 in a week… intentionally, joyfully, and with a clear-eyed plan for the future? This week on A Week in Her Wallet, Jean sits down with Ann, a 63-year-old Early Childhood Director from upstate New York, who is on a mission to build what she calls her "rich enough old lady future self." Ann brings in over $100k a year, but her spending week clocked in at under $400, not because she's depriving herself, but because she's figured out exactly what she values and what she doesn't. From homemade iced coffee and Sunday meal prep to a cleaning splurge she refuses to apologize for, Ann's week is a masterclass in intentional money. In this episode, Jean and Anne talk about: The "All About Me" account Anne created to spend guilt-free — and why it changed her relationship with money How a scarcity mindset from childhood still shows up today, even after buying window treatments she saved two years for Why Ann went from DIY-ing her investments to hiring a financial advisor, and why she calls it the best money she's ever spent Her paid-off Honda, "the green lady," and what shifting from luxury cars taught her about values Navigating finances in a new relationship after a 36-year marriage ended What she wants women in their late 50s and 60s, especially those feeling behind, to hear If you want to be considered for a future episode of A Week in Her Wallet, fill out the form here, we'd love to hear from you. Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcript

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0:00.0	On day three of leftovers for lunch, have a day off.
0:04.0	Switch it up with a double cheeseburger for 249 on the McDonald's saver menu.
0:09.0	Leftovers left the chat.
0:11.0	Talk about saver satisfaction.
0:14.0	Served from 11am, price and participation may vary.
0:17.0	Fees apply to delivery orders, subject to availability.
0:20.0	Head to the coast in Abercrombie's latest summer drop. Participation may vary. Fee's applied to delivery orders, subject to availability.
0:24.1	Head to the coast in Abercrombie's latest summer drop.
0:29.0	It's dress season. From minis to maxis, there's a dress for every summer plan.
0:34.4	And Abercrombie's new linen blend matching sets are so light and breathable.
0:37.4	Perfect for brunch or rooftop happy hours. Dress like you're on holiday.
0:39.8	Shop Abercrombie in the app, online, and in stores.
0:49.5	Hey everyone, welcome to Hermione. I'm Gene Chatsky, and today we are diving into another
0:55.2	installment of our special series A Week in Her Wallet, where we follow real women from our
1:00.5	community as they track their spending and unpack the emotions, values, and tradeoffs
1:06.0	behind every dollar. Because when it comes to money the what is important but the why is
1:11.9	where it gets personal this week we are heading to Westchester County New York to
1:17.3	meet Ann she is 63 in a long-term partnership and has spent her career pouring
1:23.7	her energies into the next generation she's a full-time preschool director and has had
1:31.1	one of the lowest spending weeks in this series, only about $400. Over the course of the week,
1:40.1	and showed us what it looks like to be on a real mission, not just tracking dollars, but actively engineering her life toward what she calls her rich enough old lady future self.
1:51.9	From no spend days and homemade iced coffee to meeting with a financial advisor who finally gave her peace of mind, Anne's week is full of wisdom. Let's get into it.
	...

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