Hello, welcome to two pints with Will and Ralph. Hello, Will.

Hi, mate.

Smooth as silk.

Today's episode is a bit of a special episode. It's brought to you by Klaner,

which is the smooth shopping platform that gives you a smarter way to shop and pay.

Klaner is sponsoring this episode because they believe correctly I think that we

Brits don't often have honest and open discussions about money.

We're quite reserved about that kind of thing and they're trying to encourage us

to have more open conversations about money so that we can try and understand it more

and maybe in the future make better decisions for ourselves.

To help us have those chats, they've invented a card game called Money Talks

and we are also joining the wonderful Kate Thornton on her podcast, The White Wine Question Time.

So then we can have a three-way discussion with Kate about this,

about how to open up money. So, without further ado, we'll behave.

I can't help it.

Kate Thornton, hey Kate.

Hello, hello. I've just created a hashtag.

Pray for Kate.

Pray for Kate.

I'm really not saying thanks boys.

Thanks for having me.

So we're going to, I think, you know, like sometimes other podcasts come together and they mash up.

...