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An Arm and a Leg

A legal strategy for erasing billions in medical debt— that works—from a 60-second video.

An Arm and a Leg

An Arm and a Leg

Documentary, Health & Fitness, Medicine, Society & Culture

4.81.1K Ratings

🗓️ 11 February 2021

⏱️ 26 minutes

🧾️ Download transcript

Summary

A viral TikTok video offers a legally-sound recipe for "crushing" medical bills. Government filings show it could wipe out billions in debts every year—with enough elbow grease. Jared Walker and his group Dollar For say they've done a fe...

Transcript

Click on a timestamp to play from that location

0:00.0

Hey there, a few weeks ago, people started tagging this show on Twitter with links to a video

0:04.7

from TikTok, and it starts with this question.

0:07.2

What's the piece of information that you learned that feels illegal to know?

0:10.7

Which is a prompt. It's an invitation for folks to make what gets called a stitch on TikTok.

0:15.3

That's a video that starts with a prompt and then stitches on a response.

0:19.0

And the response here, the information that feels illegal to know is...

0:22.9

Most hospitals in America are nonprofits which means they have to have

0:26.0

financial assistance or charity care policies.

0:28.5

We are looking at a white guy, early 30s, hipster mustache.

0:31.7

This is going to sound weird, but what that means is that if you make under a certain amount of

0:35.6

money, the hospital legally has to forgive your medical bills. Let me show you how this works.

0:40.8

And then he actually demos it like in his 60-second video. So now we're looking at his computer screen,

0:45.2

shows us Google, type in the hospital name with financial assistance after it.

0:50.0

Should be the top link, let's check. Before you want to do a look for financial assistance

0:54.2

applications and policies, let's check the policy. Now we're scrolling through a long document.

1:00.1

From here, what you're looking for is a sliding scale that is right here.

1:04.0

Zero to 300% of the federal poverty guidelines, they will forgive 100% of your medical bills.

1:10.9

That's this one hospital's policy. Every hospital sets its own guidelines.

1:14.7

He looks up the dollar amount for a single person.

1:18.0

So if you make under that amount, the hospital will legally forgive your medical bills.

1:22.0

And if you're a larger household, you can check it out from here.

1:25.8

If you want to test it out, I run a nonprofit that does this. So DM me and I will actually do it

...

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