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An Arm and a Leg

A legal strategy for erasing billions in medical debt— that works—from a 60-second video.

An Arm and a Leg

An Arm and a Leg

Society & Culture, Medicine, Health, Health & Fitness, Documentary

4.81.1K Ratings

🗓️ 11 February 2021

⏱️ 26 minutes

🧾️ Download transcript

Summary

Yep. This viral TikTok video's recipe for "crushing" medical bills is legally sound. And IRS filings from thousands of hospitals attest to $2.7 billion of crush-able debt from a single year— a number that experts say looks more like a floor than a ceiling. Of course, it'll take a lot of work to actually zap those debts. But Jared Walker is off to a promising start. His organization, Dollar For, had already helped wipe out millions in medical bills before he made that video.

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Transcript

Click on a timestamp to play from that location

0:00.0

Hey there, a few weeks ago, people started tagging this show on Twitter with links to a video

0:04.7

from TikTok, and it starts with this question.

0:07.2

What's the piece of information that you learned that feels illegal to know?

0:10.7

Which is a prompt. It's an invitation for folks to make what gets called a stitch on TikTok.

0:15.3

That's a video that starts with a prompt and then stitches on a response.

0:19.0

And the response here, the information that feels illegal to know is...

0:22.9

Most hospitals in America are nonprofits which means they have to have

0:26.0

financial assistance or charity care policies.

0:28.5

We are looking at a white guy, early 30s, hipster mustache.

0:31.7

This is going to sound weird, but what that means is that if you make under a certain amount of

0:35.6

money, the hospital legally has to forgive your medical bills. Let me show you how this works.

0:40.8

And then he actually demos it like in his 60-second video. So now we're looking at his computer screen,

0:45.2

shows us Google, type in the hospital name with financial assistance after it.

0:50.0

Should be the top link, let's check. Before you want to do a look for financial assistance

0:54.2

applications and policies, let's check the policy. Now we're scrolling through a long document.

1:00.1

From here, what you're looking for is a sliding scale that is right here.

1:04.0

Zero to 300% of the federal poverty guidelines, they will forgive 100% of your medical bills.

1:10.9

That's this one hospital's policy. Every hospital sets its own guidelines.

1:14.7

He looks up the dollar amount for a single person.

1:18.0

So if you make under that amount, the hospital will legally forgive your medical bills.

1:22.0

And if you're a larger household, you can check it out from here.

1:25.8

If you want to test it out, I run a nonprofit that does this. So DM me and I will actually do it

...

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