Hello, Weinhabers.

My name is Ben with another episode of the Weinhab podcast where we teach you four rules

to help you stop living paycheck to paycheck, get out of debt and save more money.

I'm here with my buddy Ernie who, you know, Jesse's not here because he's on leave for

a little while and Ernie's going to contradict Jesse.

He's going to bring the spiciness here.

We're going to talk about credit cards because he's got a different take on what Jesse's been

saying over the past few months. It's not really going to be that spicy, is it Ernie?

No, it really isn't going to be that spicy, but people ask me about this.

So we do a show, budget nerds, if you haven't subscribed, find us somewhere

where you listen to podcasts or over on YouTube, subscribe to our show.

But people will ask us on that, what's your take on Jesse's credit card experiment?

Or I'll get the question in workshops.

What are you thinking about this credit card thing that Jesse keeps talking about?

I use credit cards. I love credit cards. We get free hotels from our points.

And it's fantastic. And well, actually, let me just say this.

I first off, I love all of Jesse's experiments. He's been doing this, these budgeting

experiments for years. And I'm always fascinated with just kind of taking the plunge

and then seeing what comes from it. So I think more people need to do budget experiments

like Jesse. So when I heard about this credit card, why I'm like, oh, this is interesting,

because I feel like I'm addicted to those credit cards. I love those rewards, the cashback,

rewards, the hotel point rewards. And so I tried giving them up for a little bit using just

...